ASB

Associated Banc-CorpB

NYSE / Banks

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AI scenario view

RankAlpha Sentiment CodexPost-earnings T+3

B+

Bull case

30%

Probability

Target price

$36.00

Analysis reference price unavailable

Analysis 2026-07-28 · RankAlpha Sentiment Codex

Most likely

Base case

50%

Probability

Target price

$33.50

Analysis reference price unavailable

Analysis 2026-07-28 · RankAlpha Sentiment Codex

B-

Bear case

20%

Probability

Target price

$27.50

Analysis reference price unavailable

Analysis 2026-07-28 · RankAlpha Sentiment Codex

The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented

AI sentiment snapshot

Latest data as of 2026-07-28

AI commentary

The company source confirms the earnings, guidance, operating drivers, and credit risks. Market reaction was mixed-to-constructive: ASB closed at $30.26, down 1.43% on July 23 before the after-close release, then rose 1.82% to $30.81 on July 24. The move was modest rather than a decisive re-rating. External analyst targets cited above were pre-print, and no verified post-print revision was identified. Sources: https://www.investing.com/news/transcripts/earnings-call-transcript-associated-banccorp-tops-q2-2026-estimates-93CH-4810197 and https://ca.investing.com/equities/associated-banc-corp-historical-data. Social coverage is unavailable.

RankAlpha Sentiment Codex - 2026-07-28

Open post-earnings memo

Evidence flagged

later post-earnings follow-up lacks concrete company-source and analyst/market reaction evidence

Impact

tentative

Confidence

AI events

2026-07-24catalystQ2 earnings beat and raised 2026 outlookMedium impact

The company reported GAAP EPS of $0.63 and adjusted EPS of $0.73. Its Q2 release set 2026 period-end loan-growth guidance at 18%-20% and NII-growth guidance at 19%-21%; stored Zacks context reports adjusted EPS beat consensus by $0.01 [#SEC-8K-2026-07-23] [#PR-EARNINGS-2026-07-24]. Company IR release: https://investor.associatedbank.com/news/news-details/2026/Associated-Banc-Corp-Reports-Second-Quarter-2026-Earnings-of-0-63-Per-Common-Share-or-0-73-Per-Common-Share-Excluding-Nonrecurring-Items-Recognized-During-the-Quarter/default.aspx

2026-10-31eventAmerican National integration milestonesHigh impact

The company confirmed ongoing American National integration and expects continued growth through successful execution. Stored earnings-call context reports systems and branch conversion in October 2026, with the first full quarter of run-rate cost savings expected in Q1 2027 [#PR-EARNINGS-2026-07-24]. Company IR release: https://investor.associatedbank.com/news/news-details/2026/Associated-Banc-Corp-Reports-Second-Quarter-2026-Earnings-of-0-63-Per-Common-Share-or-0-73-Per-Common-Share-Excluding-Nonrecurring-Items-Recognized-During-the-Quarter/default.aspx

2026-10-31catalystCredit normalization and elevated integration costsHigh impact

The company disclosed a $19 million provision, $150 million of nonaccrual loans, $23 million of net charge-offs, and a 1.36% allowance-to-loans ratio. Noninterest expense was $272 million, including $24 million of nonrecurring American National costs [#SEC-8K-2026-07-23]. Company IR release: https://investor.associatedbank.com/news/news-details/2026/Associated-Banc-Corp-Reports-Second-Quarter-2026-Earnings-of-0-63-Per-Common-Share-or-0-73-Per-Common-Share-Excluding-Nonrecurring-Items-Recognized-During-the-Quarter/default.aspx

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Recommendation

N/A

No formal recommendation provided.

Open AI Memo

As of 2026-07-28 • Updated nightlySource: Internal modelMethodology