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ASB

Associated Banc-CorpB
NYSE / Banks
Last Price
Quote time unavailable
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Current thesis
The company reported strong loan, deposit, NII, and margin growth, while setting constructive 2026 growth guidance. Successful American National integration could add further earnings leverage [#SEC-8K-2026-07-23].
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +3.4.
What can break
American National conversion and cost-savings execution risk, with full run-rate savings expected only in Q1 2027 [#PR-EARNINGS-2026-07-24].
Momentum
59
Value
61
Sentiment
70
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $33.50 · Bull $36.00 · Bear $27.50Analysis 2026-07-28; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-08 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-28 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-08

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-08. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $34.09
Why
Momentum59 · Δ7d +2.2
Value61 · Δ7d -8.5
Sentiment70 · Δ7d +3.4
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Confirming evidence

  • Sentiment remains the lead driver in the composite, 7D delta +3.4.

Contradictions & invalidation

  • American National conversion and cost-savings execution risk, with full run-rate savings expected only in Q1 2027 [#PR-EARNINGS-2026-07-24].
  • Credit deterioration risk from higher nonaccrual loans, charge-offs, and provisioning [#SEC-8K-2026-07-23].
  • Reported EPS was reduced by acquisition costs, expenses rose sharply, and credit quality weakened sequentially through higher nonaccrual loans and charge-offs.

Catalyst clock

2026-07-24

Q2 earnings beat and raised 2026 outlook

Lead driver: Sentiment · See AI snapshot
Momentum
59
9% active weight
Current posture
7d trendSoftening
Δ7d
+2.2
Δ21d
-0.9
Value
61
28% active weight
Current posture
7d trendSoftening
Δ7d
-8.5
Δ21d
0.0
Sentiment
70
62% active weight
Current posture
7d trendImproving
Δ7d
+3.4
Δ21d
+5.4
Why this grade

Composite grade B. Momentum 58.6 / Value 60.9 / Sentiment 69.6

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-28. Scenario method

B+
Bull case
30%
Probability
Target price
$36.00
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$33.50
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
B-
Bear case
20%
Probability
Target price
$27.50
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$6.05B
Beta
0.81
Shares Out
188.85M
P/E (TTM)
28.5
P/S (TTM)
3.78
P/FCF (TTM)
11.04
Rev YoY
+14.4%
EPS YoY
-2.2%
Gross Margin
-
Op Margin
+24.3%
Net Debt
$3.63B
Current Ratio
0.05
As of 2026-09-08 • Updated nightlySource: Internal modelMethods & Data