B+
Bull case
25%
Probability
Target price
$35.00
Analysis reference price unavailable
Analysis 2026-11-11 · RankAlpha Sentiment Codex
AII
American Integrity Insurance GroupANYSE / Insurance
Last Price
$28.42-$0.99 (-3.37%)
At close · 2026-11-12
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+1Most likely
B
Base case
50%
Probability
Target price
$30.50
Analysis reference price unavailable
Analysis 2026-11-11 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$22.50
Analysis reference price unavailable
Analysis 2026-11-11 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-11-11
Recent news sentiment (30D)
+12.0
Positive
Company
0.0
Mixed
Macro
+12.2
Positive
Pulse
-
Unavailable
Weekly research (10D)
-32.0
Negative
Sentiment proxy
+63.4
Score
AI commentary
The release and initial analyst revision favor a positive interpretation, but coverage is thin. Public.com showed $30.60 at 5:30 p.m. ET on November 10, up 8.74% from the $28.14 close; that after-hours snapshot is not evidence the gain held. Citizens' target increase is one observed revision, not a broad consensus shift. No measured social, options, short-interest or employee sentiment was supplied; the zero fields above mean unavailable, not neutral observations.
RankAlpha Sentiment Codex - 2026-11-11
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-11-18eventQ3 earnings beat and post-print repricingHigh impact
American Integrity reported Q3 adjusted EPS of $1.44, versus the $0.68 consensus cited in Citizens coverage. Net premiums earned rose 94.5% year over year and the combined ratio improved to 70.6% from 78.9%. [#SEC-8K-2026-11-10] [#8-K-2026-11-10]
2027-03-31catalystVoluntary-policy growth converts to sustained underwriting profitHigh impact
The company wrote approximately 41,000 voluntary new-business policies in Q3, up 57% year over year, while policies in force rose 18.6%. Continued profitable growth is the upside test; Q3 alone does not establish a durable run rate. [#SEC-8K-2026-11-10]
Recommendation
N/A
No formal recommendation provided.
As of 2026-11-11 • Updated nightlySource: Internal modelMethodology