AFBI

Affinity BancsharesD

Nasdaq / Banks

At close

2026-07-22

View Chart

Current thesis

Composite grade D from latest DB weights. Momentum 3.2 / Value 47.7 / Sentiment 61.7

Posture

Defensive

Lead driver

Sentiment

What changed

Next scheduled catalyst: earnings 2026-07-23.

What can break

Mixed signals. Wait for cleaner trend confirmation.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase - · Bull - · Bear -

Earnings

2026-07-23

Data freshness

Prices

As of 2026-07-22

Fundamentals

As of 2026-07-21 • Vendor: Data Vendor v1

Scores

As of 2026-07-22 • Model: HYBRID_IC_RP

AI Memo

Unavailable: No memo yet

Investment thesis

As of 2026-07-22

Supporting evidence

What

Grade D · Defensive

Confidence Medium · Net Neutral

Why

Momentum3 · Δ7d -

Value48 · Δ7d +0.9

Sentiment62 · Δ7d -

So what

Weak posture (Net Neutral). Prioritize risk control and patience.

Lead driver: Sentiment · See AI snapshot

Momentum

26% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.9

Δ21d

+1.8

Sentiment

34% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Why this grade

Composite grade D. Momentum 3.2 / Value 47.7 / Sentiment 61.7

Fundamentals (TTM)

As of 2026-07-21

Market Cap

$139.15M

Beta

0.24

Shares Out

6.09M

P/E (TTM)

17.8

P/S (TTM)

3.96

P/FCF (TTM)

116.48

Rev YoY

+2.5%

EPS YoY

+29.7%

Gross Margin

Op Margin

+30.4%

Net Debt

$47.99M

Current Ratio

0.22

As of 2026-07-22 • Updated nightlySource: Internal modelMethodology