ACNB
ACNBBDocument history
Earnings documents stored for ACNB.
Investor releaseQuarter not tagged2026-04-29ACNB Corporation Announces Second Quarter of 2026 Regular and Special Cash Dividends and New Share Repurchase Authorization
GlobeNewswire
ACNB Corporation Announces Second Quarter of 2026 Regular and Special Cash Dividends and New Share Repurchase Authorization
GETTYSBURG, Pa., April 29, 2026 (GLOBE NEWSWIRE) -- ACNB Corporation (NASDAQ: ACNB), financial holding company for ACNB Bank and ACNB Insurance Services, Inc., announced today that the Board of Directors approved a comprehensive update to its capital allocation strategy, including an increase in its regular quarterly cash dividend, a one-time special cash dividend, and a new share repurchase program. “These actions reflect the Board’s confidence in our solid balance sheet, strong operating performance, and the long-term growth prospects of our business," said James P. Helt, Chief Executive Officer of ACNB Corporation. "By simultaneously raising our quarterly dividend, declaring a special cash dividend, and initiating a new share repurchase program, we are demonstrating our commitment to driving superior value for our shareholders while maintaining the flexibility to invest in our strategic priorities. The declaration of a special dividend underscores a period of exceptional financial performance, and we are pleased that we can reward our shareholders with the surplus capital generated from our strong earnings." Regular Quarterly Dividend Increase The Board of Directors declared a regular quarterly cash dividend of $0.42 per share of ACNB Corporation common stock payable on June 15, 2026, to shareholders of record as of June 1, 2026. This per share amount reflects a 10.5% increase, or $0.04, over the $0.38 cash dividend paid in the first quarter of 2026, and a 23.5% increase over the $0.34 paid in the second quarter of 2025. Special Cash Dividend In addition to the regular quarterly dividend, the Board has declared a one-time special cash dividend of $0.50 per share of ACNB Corporation common stock payable on June 15, 2026, to shareholders of record as of June 1, 2026. New Share Repurchase Authorization ACNB Corporation has fully completed its share repurchase program previously authorized in June 2025, and the Board of Directors has approved a new plan to repurchase, in open market transactions at prevailing market prices, up to 310,000, approximately 3.0%, of the outstanding shares of ACNB’s common stock. The amount and timing of any shares repurchased will be evaluated and determined by management in its discretion and will depend upon a number of factors, including ACNB’s capital position, liquidity, financial performance and alternate uses of capital, th...
Investor releaseQuarter not tagged2026-04-23ACNB: Q1 Earnings Snapshot
Associated Press
ACNB: Q1 Earnings Snapshot
GETTYSBURG, Pa. (AP) — GETTYSBURG, Pa. (AP) — ACNB Corp. (ACNB) on Thursday reported first-quarter net income of $13.7 million. The Gettysburg, Pennsylvania-based bank said it had earnings of $1.32 per share. The results beat Wall Street expectations. The average estimate of three analysts surveyed by Zacks Investment Research was for earnings of $1.26 per share. The bank posted revenue of $50.5 million in the period. Its revenue net of interest expense was $40.8 million, also surpassing Street forecasts. Three analysts surveyed by Zacks expected $40.1 million. ACNB shares have increased roughly 3% since the beginning of the year. The stock has risen 20% in the last 12 months. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on ACNB at https://www.zacks.com/ap/ACNB
Investor releaseQuarter not tagged2026-04-23ACNB Corporation Reports 2026 First Quarter Financial Results
GlobeNewswire
ACNB Corporation Reports 2026 First Quarter Financial Results
GETTYSBURG, Pa., April 23, 2026 (GLOBE NEWSWIRE) -- ACNB Corporation (NASDAQ: ACNB) (“ACNB” or the “Corporation”), financial holding company for ACNB Bank and ACNB Insurance Services, Inc., announced net income of $13.7 million, or $1.32 diluted earnings per share, for the three months ended March 31, 2026 compared to net loss of $272 thousand, or $0.03 diluted loss per share, for the three months ended March 31, 2025 and compared to net income of $10.8 million, or $1.04 diluted earnings per share, for the three months ended December 31, 2025. ACNB’s financial results for the three months ended March 31, 2025 were impacted by two discrete items that were related to the acquisition of Traditions Bancorp, Inc. which was completed on February 1, 2025 (“Acquisition”): a provision for credit losses on non-purchase credit deteriorated (“PCD”) loans of $4.2 million, net of taxes, and merger-related expenses, net of taxes, totaling $6.2 million. Financial results for the three months ended March 31, 2025 include ACNB’s standalone results for the month of January 2025. The financial results for the three months ended December 31, 2025 were impacted by an after-tax loss of $2.8 million due to the repositioning of the investment securities portfolio as announced on Form 8-K on December 5, 2025 and, to a lesser extent, after-tax merger-related expenses of $447 thousand. 2026 First Quarter Highlights Return on average assets was 1.71% and return on average equity was 12.97% for the three months ended March 31, 2026 Fully taxable equivalent (“FTE”) net interest margin was 4.46% for the three months ended March 31, 2026 compared to 4.36% for the three months ended December 31, 2025 and 4.07% for the three months ended March 31, 2025 Total loans outstanding were $2.35 billion at March 31, 2026, an increase of 0.8% from December 31, 2025; annualized growth of 3.3% Total noninterest-bearing deposits were $576.1 million at March 31, 2026, an increase of 4.0% from December 31, 2025; annualized growth of 16.3% Total non-performing loans to total loans, net of unearned income, was 0.41% at March 31, 2026 compared to 0.46% at December 31, 2025 and 0.43% at March 31, 2025 Net recoveries to average loans outstanding were 0.00% for the three months ended March 31, 2026 compared to net charge-offs of 0.02% for the three months ended December 31, 2025 and net charge-offs of 0.01% for t...
Investor releaseQuarter not tagged2026-04-23ACNB (ACNB) Q1 Earnings and Revenues Top Estimates
Zacks
ACNB (ACNB) Q1 Earnings and Revenues Top Estimates
ACNB (ACNB) came out with quarterly earnings of $1.32 per share, beating the Zacks Consensus Estimate of $1.26 per share. This compares to earnings of $1.03 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +4.49%. A quarter ago, it was expected that this bank would post earnings of $1.26 per share when it actually produced earnings of $1.35, delivering a surprise of +7.14%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. ACNB, which belongs to the Zacks Banks - Southwest industry, posted revenues of $40.79 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 1.70%. This compares to year-ago revenues of $34.27 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. ACNB shares have added about 2.9% since the beginning of the year versus the S&P 500's gain of 4.3%. While ACNB has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for ACNB was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to se...
Investor releaseQuarter not tagged2026-01-29ACNB Corporation Announces First Quarter of 2026 Cash Dividend
GlobeNewswire
ACNB Corporation Announces First Quarter of 2026 Cash Dividend
GETTYSBURG, Pa., Jan. 29, 2026 (GLOBE NEWSWIRE) -- ACNB Corporation (NASDAQ: ACNB), financial holding company for ACNB Bank and ACNB Insurance Services, Inc., announced today that the Board of Directors approved and declared a regular quarterly cash dividend of $0.38 per share of ACNB Corporation common stock payable on March 13, 2026, to shareholders of record as of February 27, 2026. This per share amount reflects a 18.7% increase, or $0.06, over the $0.32 cash dividend pain in the first quarter of 2025. ACNB Corporation, headquartered in Gettysburg, PA, is the independent $3.23 billion financial holding company for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, including its operating divisions Traditions Bank and Traditions Mortgage, and ACNB Insurance Services, Inc., Westminster, MD. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of 33 community banking offices and one Limited Purpose Office located in the Pennsylvania counties of Adams, Cumberland, Franklin, Lancaster and York and the Maryland counties of Baltimore, Carroll and Frederick. ACNB Insurance Services, Inc. is a full-service insurance agency with licenses in 46 states. The agency offers a broad range of property, casualty, health, life and disability insurance serving personal and commercial clients through office locations in Westminster, MD, and Gettysburg, PA. For more information regarding ACNB Corporation and its subsidiaries, please visit investor.acnb.com. FORWARD-LOOKING STATEMENTS - In addition to historical information, this press release may contain forward-looking statements. Examples of forward-looking statements include, but are not limited to, (a) projections or statements regarding future earnings, expenses, net interest income, other income, earnings or loss per share, asset mix and quality, growth prospects, capital structure, and other financial terms, (b) statements of plans and objectives of Management or the Board of Directors, and (c) statements of assumptions, such as economic conditions in the Corporation’s market areas. Such forward-looking statements can be identified by the use of forward-looking terminology such as “believes”, “expects”, “may”, “intends”, “will”, “should”, “anticipates”, or the negative of any of the foregoing or other varia...
Investor releaseQuarter not tagged2026-01-22ACNB: Q4 Earnings Snapshot
Associated Press Finance
ACNB: Q4 Earnings Snapshot
GETTYSBURG, Pa. (AP) — GETTYSBURG, Pa. (AP) — ACNB Corp. (ACNB) on Thursday reported fourth-quarter earnings of $10.8 million. The bank, based in Gettysburg, Pennsylvania, said it had earnings of $1.04 per share. Earnings, adjusted for non-recurring costs and costs related to mergers and acquisitions, were $1.35 per share. The results surpassed Wall Street expectations. The average estimate of three analysts surveyed by Zacks Investment Research was for earnings of $1.26 per share. The bank posted revenue of $47.2 million in the period. Its revenue net of interest expense was $37.2 million, which did not meet Street forecasts. Three analysts surveyed by Zacks expected $40.1 million. For the year, the company reported profit of $37.1 million, or $3.60 per share. Revenue was reported as $151.7 million. ACNB shares have increased roughly 5% since the beginning of the year. The stock has risen 28% in the last 12 months. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on ACNB at https://www.zacks.com/ap/ACNB
Investor releaseQuarter not tagged2026-01-22ACNB Corporation Reports Fourth Quarter and Record 2025 Financial Results
GlobeNewswire
ACNB Corporation Reports Fourth Quarter and Record 2025 Financial Results
GETTYSBURG, Pa., Jan. 22, 2026 (GLOBE NEWSWIRE) -- ACNB Corporation (NASDAQ: ACNB) (“ACNB” or the “Corporation”), financial holding company for ACNB Bank and ACNB Insurance Services, Inc., announced net income of $10.8 million, or $1.04 diluted earnings per share, for the three months ended December 31, 2025 compared to net income of $6.6 million, or $0.77 diluted earnings per share, for the three months ended December 31, 2024 and compared to net income of $14.9 million, or $1.42 diluted earnings per share, for the three months ended September 30, 2025. Core net income1 was $14.0 million for the three months ended December 31, 2025 compared to core net income1 of $7.3 million for three months ended December 31, 2024 and core net income1 of $15.0 million for the three months ended September 30, 2025. The Corporation reported net income of $37.1 million, or $3.60 diluted earnings per share, for the twelve months ended December 31, 2025, an increase of $5.2 million compared to the twelve months ended December 31, 2024. Core net income1 was $52.4 million for the twelve months ended December 31, 2025, an increase of $19.0 million compared to core net income1 of $33.4 million for twelve months ended December 31, 2024. ACNB’s financial results for both the three and twelve month periods ended December 31, 2025 were impacted by the repositioning of the investment securities portfolio as announced on Form 8-K on December 5, 2025. ACNB completed a repositioning of the investment securities portfolio by selling $74.6 million in book value of available for sale investment securities for an after-tax loss of $2.8 million. In addition, the financial results for 2025 were impacted by the acquisition of Traditions Bancorp, Inc. which was completed on February 1, 2025 (“Acquisition”). The financial results for any periods ended prior to February 1, 2025 reflect ACNB on a standalone basis. As a result, ACNB’s financial results for the three and twelve months ended December 31, 2025 may not be directly comparable to prior reported periods. 2025 Highlights Fully taxable equivalent (“FTE”) net interest margin was 4.23% for the twelve months ended December 31, 2025 compared to 3.79% for the twelve months ended December 31, 2024 Return on average assets was 1.16% and return on average equity was 9.44% for the twelve months ended December 31, 2025; core return on average assets1 w...
Investor releaseQuarter not tagged2025-10-23ACNB: Q3 Earnings Snapshot
Associated Press Finance
ACNB: Q3 Earnings Snapshot
GETTYSBURG, Pa. (AP) — GETTYSBURG, Pa. (AP) — ACNB Corp. (ACNB) on Thursday reported third-quarter profit of $14.9 million. The bank, based in Gettysburg, Pennsylvania, said it had earnings of $1.42 per share. The results beat Wall Street expectations. The average estimate of three analysts surveyed by Zacks Investment Research was for earnings of $1.20 per share. The bank posted revenue of $50.9 million in the period. Its revenue net of interest expense was $40.5 million, also exceeding Street forecasts. Three analysts surveyed by Zacks expected $39.9 million. ACNB shares have climbed 11% since the beginning of the year. The stock has risen nearly 3% in the last 12 months. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on ACNB at https://www.zacks.com/ap/ACNB
Investor releaseQuarter not tagged2025-10-23ACNB Corporation Reports 2025 Third Quarter Financial Results
GlobeNewswire
ACNB Corporation Reports 2025 Third Quarter Financial Results
GETTYSBURG, Pa., Oct. 23, 2025 (GLOBE NEWSWIRE) -- ACNB Corporation (NASDAQ: ACNB) (“ACNB” or the “Corporation”), financial holding company for ACNB Bank and ACNB Insurance Services, Inc., announced net income of $14.9 million, or $1.42 diluted earnings per share, for the three months ended September 30, 2025 compared to net income of $7.2 million, or $0.84 diluted earnings per share, for the three months ended September 30, 2024 and compared to net income of $11.6 million, or $1.11 diluted earnings per share, for the three months ended June 30, 2025. Fully taxable equivalent (“FTE”) net interest margin was 4.27% for the three months ended September 30, 2025 compared to 4.21% for the three months ended June 30, 2025 and 3.77% for the three months ended September 30, 2024. Return on average assets was 1.80% and return on average equity was 14.66% for the three months ended September 30, 2025. Total non-performing loans to total loans, net of unearned income, was 0.43% at September 30, 2025 compared to 0.43% at June 30, 2025 and 0.39% at September 30, 2024. Net charge-offs to average loans outstanding (annualized) were 0.02% for the three months ended September 30, 2025 compared to 0.01% for the three months ended June 30, 2025 and 0.01% for the three months ended September 30, 2024. Tangible common equity to tangible assets ratio1 of 10.14% at September 30, 2025 compared to 9.65% at June 30, 2025 and 10.74% at September 30, 2024. The net unrealized loss on the available for sale securities portfolio was $31.0 million at September 30, 2025 compared to a net unrealized loss of $36.2 million at June 30, 2025 and a net unrealized loss of $36.8 million at September 30, 2024. As announced on Form 8-K on October 22, 2025, the Board of Directors approved and declared a regular quarterly cash dividend of $0.38 per share of ACNB Corporation common stock for the fourth quarter, reflecting a $0.04, or 11.8%, increase over the prior quarter, and $0.06, or 18.8%, increase over the same period of 2024. ACNB repurchased 61,586 shares of ACNB common stock in open market transactions for the three months ended September 30, 2025. ____________________ 1 Non-GAAP financial measure. Please refer to the calculation on the page titled “Non-GAAP Reconciliation” at the end of this document. ACNB’s financial results for the first three quarters of 2025 were impacted by the acquisition...
Investor releaseQuarter not tagged2025-10-22ACNB Corporation Announces Fourth Quarter Cash Dividend
GlobeNewswire
ACNB Corporation Announces Fourth Quarter Cash Dividend
GETTYSBURG, Pa., Oct. 22, 2025 (GLOBE NEWSWIRE) -- ACNB Corporation (NASDAQ: ACNB), financial holding company for ACNB Bank and ACNB Insurance Services, Inc., announced today that the Board of Directors approved and declared a regular quarterly cash dividend of $0.38 per share of ACNB Corporation common stock payable on December 15, 2025, to shareholders of record as of December 1, 2025. This per share amount reflects a 11.8% increase, or $0.04, over the prior quarter’s cash dividend of $0.34 per share of common stock, and an 18.8% increase, or $0.06, over the $0.32 cash dividend on the fourth quarter of 2024. Speaking on behalf of the Corporation, James P. Helt, President & Chief Executive Officer, stated, “The Board of Directors' action in increasing our quarterly dividend is a sign of our confidence in ACNB Corporation, enabled by our strong financial performance. ACNB Corporation has increased the amount of cash dividends it has paid out per share each year since 2017, going from a quarterly cash dividend of $0.20 to the current $0.38 in that time, an increase of 90.0%. This regular and ongoing growth in the quarterly dividend is a result of our commitment to disciplined capital management and delivering sustainable returns for our shareholders. Providing a competitive return on the investment of the Corporation’s shareholders is paramount and clearly evidenced by our history of quarterly dividend payments over many decades.” ACNB Corporation, headquartered in Gettysburg, PA, is the independent $3.26 billion financial holding company for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, including its operating divisions Traditions Bank and Traditions Mortgage, and ACNB Insurance Services, Inc., Westminster, MD. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of 33 community banking offices and one Limited Purpose Office located in the Pennsylvania counties of Adams, Cumberland, Franklin, Lancaster and York and the Maryland counties of Baltimore, Carroll and Frederick. ACNB Insurance Services, Inc. is a full-service insurance agency with licenses in 46 states. The agency offers a broad range of property, casualty, health, life and disability insurance serving personal and commercial clients through office locations in Westminster, MD, an...
Investor releaseQuarter not tagged2025-07-27ACNB Second Quarter 2025 Earnings: Revenues Beat Expectations, EPS Lags
Simply Wall St.
ACNB Second Quarter 2025 Earnings: Revenues Beat Expectations, EPS Lags
Revenue: US$40.2m (up 31% from 2Q 2024). Net income: US$11.6m (up 3.3% from 2Q 2024). Profit margin: 29% (down from 37% in 2Q 2024). EPS: US$1.11. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. All figures shown in the chart above are for the trailing 12 month (TTM) period Revenue exceeded analyst estimates by 2.0%. Earnings per share (EPS) missed analyst estimates by 3.7%. Looking ahead, revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US. Performance of the American Banks industry. The company's share price is broadly unchanged from a week ago. What about risks? Every company has them, and we've spotted 3 warning signs for ACNB you should know about. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Investor releaseQuarter not tagged2025-07-25ACNB: Q2 Earnings Snapshot
Associated Press Finance
ACNB: Q2 Earnings Snapshot
GETTYSBURG, Pa. (AP) — GETTYSBURG, Pa. (AP) — ACNB Corp. (ACNB) on Thursday reported second-quarter net income of $11.6 million. The bank, based in Gettysburg, Pennsylvania, said it had earnings of $1.11 per share. The results did not meet Wall Street expectations. The average estimate of three analysts surveyed by Zacks Investment Research was for earnings of $1.14 per share. The bank posted revenue of $50.3 million in the period. Its revenue net of interest expense was $39.7 million, which beat Street forecasts. Three analysts surveyed by Zacks expected $38.2 million. ACNB shares have risen 7% since the beginning of the year. The stock has risen slightly in the last 12 months. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on ACNB at https://www.zacks.com/ap/ACNB

