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ACIW

ACI WorldwideC
Nasdaq / Software & Services
Last Price
Quote time unavailable
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Current thesis
Q2 revenue rose 7% and adjusted EBITDA rose 12%; ACI signed two U.S. Connetic customers and subsequently announced the Solaris SEPA Instant go-live.
Posture
Mixed
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-10-29.
What can break
Biller adjusted EBITDA fell 13% year over year, with lower net revenue, discrete expenses and Speedpay ONE investment pressuring margin. [#8-K-2026-08-06] SEC Exhibit 99.1
Momentum
65
Value
61
Sentiment
44
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $50.00 · Bull $59.00 · Bear $40.00Analysis 2026-09-27; returns require an exact persisted reference.
Earnings
2026-10-29
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-09-27 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-10-23

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $64.50
Why
Momentum65 · Δ7d +8.5
Value61 · Δ7d -0.0
Sentiment44 · Δ7d -4.5
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Confirming evidence

  • • Next scheduled catalyst: earnings 2026-10-29.
  • • Value remains the lead driver in the composite, 7D delta -0.0.

Contradictions & invalidation

  • • Biller adjusted EBITDA fell 13% year over year, with lower net revenue, discrete expenses and Speedpay ONE investment pressuring margin. [#8-K-2026-08-06] SEC Exhibit 99.1
  • • Cranium closing remains conditional; undisclosed terms and integration costs limit assessment of returns. [#PR-ACI-2026-09-01] Company release
  • • Q2 net new ARR bookings declined 25% year over year; Biller adjusted EBITDA fell 13%, and 2026 guidance relies heavily on Q4 license renewals.

Catalyst clock

2026-10-29

Cranium Ventures acquisition closing

Lead driver: Value · See fundamentals
Momentum
65
8% active weight
Current posture
7d trendImproving
Δ7d
+8.5
Δ21d
+19.3
Value
61
47% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.8
Sentiment
44
45% active weight
Current posture
7d trendSoftening
Δ7d
-4.5
Δ21d
-19.8
Why this grade

Composite grade C. Momentum 64.6 / Value 61.0 / Sentiment 43.6

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-09-27. Scenario method

B+
Bull case
25%
Probability
Target price
$59.00
Analysis reference price unavailable
Analysis 2026-09-27 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$50.00
Analysis reference price unavailable
Analysis 2026-09-27 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$40.00
Analysis reference price unavailable
Analysis 2026-09-27 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$5.64B
Beta
1.06
Shares Out
100.96M
P/E (TTM)
18.6
P/S (TTM)
2.73
P/FCF (TTM)
16.45
Rev YoY
+7.3%
EPS YoY
+169.3%
Gross Margin
+43.7%
Op Margin
+19.0%
Net Debt
$664.48M
Current Ratio
1.58
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data