YRD
Yiren DigitalDNYSE / Financial Services
Last Price
At close
2026-07-22
Current thesis
Composite grade D from latest DB weights. Momentum 8.0 / Value 56.6 / Sentiment 63.3
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.2.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
8
Value
57
Sentiment
63
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Data freshness
Prices
As of 2026-07-22
Fundamentals
As of 2026-07-22 • Vendor: Data Vendor v1
Scores
As of 2026-07-22 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-22
Investment thesis
As of 2026-07-22
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $13.22
Why
Momentum8 · Δ7d -
Value57 · Δ7d -0.2
Sentiment63 · Δ7d -
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
8
26% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
57
39% active weight
Current posture
7d trendFlat
Δ7d
-0.2
Δ21d
-2.6
Sentiment
63
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade D. Momentum 8.0 / Value 56.6 / Sentiment 63.3
Fundamentals (TTM)As of 2026-07-22
Fundamentals (TTM)
As of 2026-07-22
Market Cap
$109.18M
Beta
0.89
Shares Out
87.34M
P/E (TTM)
2.0
P/S (TTM)
0.40
P/FCF (TTM)
2.00
Rev YoY
-33.1%
EPS YoY
-369.0%
Gross Margin
+86.0%
Op Margin
+18.5%
Net Debt
-$546.92M
Current Ratio
5.64
As of 2026-07-22 • Updated nightlySource: Internal modelMethodology