YRD
Yiren DigitalCNYSE / Financial Services
Last Price
Quote time unavailable
Current thesis
Composite grade C from latest DB weights. Momentum 8.0 / Value 57.6 / Sentiment 63.5
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
8
Value
58
Sentiment
64
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -Analysis date unavailable; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-11 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-09-11
Investment thesis
As of 2026-09-11
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-11. Definitions
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $13.22
Why
Momentum8 · Δ7d -
Value58 · Δ7d +0.0
Sentiment64 · Δ7d -
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Confirming evidence
- • Sentiment remains the lead driver in the composite.
Contradictions & invalidation
- • Mixed signals. Wait for cleaner trend confirmation.
Catalyst clock
No dated catalyst is available.
Lead driver: Sentiment · See AI snapshot
Momentum
8
9% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
58
28% active weight
Current posture
7d trendFlat
Δ7d
+0.0
Δ21d
+0.1
Sentiment
64
62% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade C. Momentum 8.0 / Value 57.6 / Sentiment 63.5
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$103.94M
Beta
0.89
Shares Out
87.34M
P/E (TTM)
2.0
P/S (TTM)
0.40
P/FCF (TTM)
2.00
Rev YoY
-38.0%
EPS YoY
-308.8%
Gross Margin
+84.7%
Op Margin
+4.0%
Net Debt
-$546.92M
Current Ratio
6.38
As of 2026-09-11 • Updated nightlySource: Internal modelMethods & Data