B+
Bull case
20%
Probability
Target price
$31.00
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
WTBA
West BancorporationCNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
50%
Probability
Target price
$28.50
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
B-
Bear case
30%
Probability
Target price
$23.50
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-07-28
Recent news sentiment (30D)
+26.0
Positive
Company
-
Unavailable
Macro
+26.0
Positive
Pulse
-
Unavailable
Weekly research (10D)
-32.0
Negative
Sentiment proxy
+56.4
Score
AI commentary
News tone is positive after the earnings release, but the stock's post-print price reaction and subsequent analyst revisions are not available in the packet. Social, options, short-interest, and employee-sentiment data are unavailable; the view should remain monitoring-oriented rather than bullish.
RankAlpha Sentiment Codex - 2026-07-28
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-10-26eventStrong Q2 earnings and record dividendMedium impact
Q2 net income rose to $11.1 million, or $0.64 per diluted share, while the quarterly dividend increased to a record $0.26 per share, payable August 19, 2026. Management also reported strong capital, liquidity, and credit quality. [#SEC-8K-2026-07-23] [#EARNINGS-TRANSCRIPT-2026Q2]
2026-10-26catalystFunding competition and loan payoffs constrain growthMedium impact
Loan balances declined 1.4% sequentially because of payoffs tied to refinancings, asset sales, and business sales. Management also reported intense deposit pricing competition and little expected relief on funding costs. [#SEC-8K-2026-07-23] [#EARNINGS-TRANSCRIPT-2026Q2]
2027-07-28catalystNIM and loan repricing supportHigh impact
Net interest margin expanded 10 basis points sequentially and 42 basis points year over year. Approximately $600 million of loans reprice over the next 12 months, weighted toward the first half of 2027, although funding competition may limit margin expansion. [#EARNINGS-TRANSCRIPT-2026Q2]
Recommendation
N/A
No formal recommendation provided.
As of 2026-07-28 • Updated nightlySource: Internal modelMethodology