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WABC

Westamerica BancorporationC
Nasdaq / Banks
Last Price
At close
2026-08-01
View Chart
Current thesis
Cheap funding, stable credit, ongoing dividends, and buybacks can keep downside limited if investors continue to reward earnings resilience and balance-sheet conservatism [#8-K-2026-04-16].
Posture
Mixed
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.8.
What can break
A turn from provision reversals to higher credit costs would likely hit sentiment quickly.
Momentum
49
Value
57
Sentiment
44
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $54.00 · Bull $60.00 · Bear $47.00
Data freshness
Prices
As of 2026-08-01
Fundamentals
As of 2026-07-31 • Vendor: Data Vendor v1
Scores
As of 2026-08-01 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-17 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-08-01
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $64.00
Why
Momentum49 · Δ7d -18.8
Value57 · Δ7d +0.8
Sentiment44 · Δ7d +1.0
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
49
10% active weight
Current posture
7d trendSoftening
Δ7d
-18.8
Δ21d
-4.9
Value
57
40% active weight
Current posture
7d trendFlat
Δ7d
+0.8
Δ21d
-0.1
Sentiment
44
49% active weight
Current posture
7d trendImproving
Δ7d
+1.0
Δ21d
-6.2
Why this grade

Composite grade C. Momentum 49.2 / Value 56.8 / Sentiment 44.2

Fundamentals (TTM)
As of 2026-07-31
Market Cap
$1.41B
Beta
0.61
Shares Out
23.49M
P/E (TTM)
10.7
P/S (TTM)
4.65
P/FCF (TTM)
16.24
Rev YoY
-6.4%
EPS YoY
-3.4%
Gross Margin
-
Op Margin
+61.5%
Net Debt
-$408.3M
Current Ratio
0.19
As of 2026-08-01 • Updated nightlySource: Internal modelMethodology