VBNK

VersaBankB

Nasdaq / Banks

At close

2026-07-21

View Chart

Current thesis

Composite grade B from latest DB weights. Momentum 83.6 / Value 43.0 / Sentiment 61.2

Posture

Constructive

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite, 7D delta +5.2.

What can break

Mixed signals. Wait for cleaner trend confirmation.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase - · Bull - · Bear -

Data freshness

Prices

As of 2026-07-21

Fundamentals

As of 2026-07-20 • Vendor: Data Vendor v1

Scores

As of 2026-07-21 • Model: HYBRID_IC_RP

AI Memo

Unavailable: No memo yet

Investment thesis

As of 2026-07-21

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Neutral

Target $22.96

Why

Momentum84 · Δ7d +5.2

Value43 · Δ7d -7.9

Sentiment61 · Δ7d -

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Momentum · See technicals

Momentum

26% active weight

Current posture

7d trendImproving

Δ7d

+5.2

Δ21d

+12.9

Value

39% active weight

Current posture

7d trendSoftening

Δ7d

-7.9

Δ21d

+0.3

Sentiment

34% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Why this grade

Composite grade B. Momentum 83.6 / Value 43.0 / Sentiment 61.2

Fundamentals (TTM)

As of 2026-07-20

Market Cap

$669.55M

Beta

1.14

Shares Out

32.2M

P/E (TTM)

22.6

P/S (TTM)

5.26

P/FCF (TTM)

16.28

Rev YoY

+21.6%

EPS YoY

-7.3%

Gross Margin

Op Margin

+33.3%

Net Debt

-$339.38M

Current Ratio

68.29

As of 2026-07-21 • Updated nightlySource: Internal modelMethodology