UWMC
UWMDNYSE / Financial Services
Last Price
At close
2026-07-21
Current thesis
Composite grade D from latest DB weights. Momentum 5.8 / Value 46.5 / Sentiment 62.9
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
6
Value
46
Sentiment
63
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $3.98
Why
Momentum6 · Δ7d -0.3
Value46 · Δ7d +0.1
Sentiment63 · Δ7d -
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Sentiment · See AI snapshot
Momentum
6
26% active weight
Current posture
7d trendFlat
Δ7d
-0.3
Δ21d
-3.1
Value
46
39% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
+0.3
Sentiment
63
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade D. Momentum 5.8 / Value 46.5 / Sentiment 62.9
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$3.04B
Beta
1.89
Shares Out
339.23M
P/E (TTM)
54.6
P/S (TTM)
2.42
P/FCF (TTM) · Derived
-0.47
Rev YoY
+24.4%
EPS YoY
-170.1%
Gross Margin
+87.0%
Op Margin
+47.1%
Net Debt
$13.94B
Current Ratio
0.42
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology