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USB

US BancorpB
NYSE / Banks
Last Price
At close
2026-07-20
View Chart
Current thesis
The Q2 print shows broad-based momentum across net interest income, fees, loans, deposits, operating leverage, and credit quality, while BTIG offers an additional capital-markets growth avenue.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.3.
What can break
BTIG integration and capital-markets monetization may fall short of expectations.
Momentum
70
Value
55
Sentiment
55
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $69.00 · Bull $76.00 · Bear $56.00
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-17 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $69.93
Why
Momentum70 · Δ7d +2.8
Value55 · Δ7d -0.3
Sentiment55 · Δ7d +9.7
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
70
26% active weight
Current posture
7d trendFlat
Δ7d
+2.8
Δ21d
+2.1
Value
55
39% active weight
Current posture
7d trendFlat
Δ7d
-0.3
Δ21d
-0.8
Sentiment
55
34% active weight
Current posture
7d trendImproving
Δ7d
+9.7
Δ21d
+9.0
Why this grade

Composite grade B. Momentum 70.0 / Value 54.7 / Sentiment 55.2

Fundamentals (TTM)
As of 2026-07-20
Market Cap
$98.36B
Beta
1.08
Shares Out
1.56B
P/E (TTM)
12.7
P/S (TTM)
3.06
P/FCF (TTM)
13.45
Rev YoY
+4.9%
EPS YoY
+15.2%
Gross Margin
-
Op Margin
+32.3%
Net Debt
$32.46B
Current Ratio
0.50
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology