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UNTY

Unity BancorpD
Nasdaq / Banks
Last Price
At close
2026-06-03
View Chart
Current thesis
Improved NIM, steady deposit trends and modest M&A/capital actions lead to earnings and multiple expansion, producing materially higher share value within 12 months (bull capped to plausibility guardrail).
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.3.
What can break
Dilutive capital raise or equity issuance
Momentum
40
Value
62
Sentiment
23
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $24.00 · Bull $38.16 · Bear $12.00
Data freshness
Prices
As of 2026-06-03
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-03 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-16 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-06-03
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $65.00
Why
Momentum40 · Δ7d -
Value62 · Δ7d +0.3
Sentiment23 · Δ7d -
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
40
34% active weight
Current posture
7d trendSoftening
Δ7d
-
Δ21d
-
Value
62
32% active weight
Current posture
7d trendFlat
Δ7d
+0.3
Δ21d
-0.4
Sentiment
23
33% active weight
Current posture
7d trendFlat
Δ7d
-
Δ21d
-
Why this grade

Composite grade D. Momentum 39.6 / Value 62.4 / Sentiment 23.4

Fundamentals (TTM)
As of 2026-06-02
Market Cap
$549.54M
Beta
0.67
Shares Out
10.04M
P/E (TTM)
9.8
P/S (TTM)
4.18
P/FCF (TTM)
9.55
Rev YoY
+12.2%
EPS YoY
+30.9%
Gross Margin
-
Op Margin
+56.3%
Net Debt
-$9.9M
Current Ratio
-
As of 2026-06-03 • Updated nightlySource: Internal modelMethodology