TFSL
TFS FinancialBNasdaq / Banks
Last Price
At close
2026-07-20
Current thesis
Composite grade B from latest DB weights. Momentum 74.1 / Value 41.5 / Sentiment 59.6
Posture
Constructive
Lead driver
Sentiment
What changed
Next scheduled catalyst: earnings 2026-07-23.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
74
Value
41
Sentiment
60
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Earnings
2026-07-23
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $16.00
Why
Momentum74 · Δ7d +7.2
Value41 · Δ7d +0.0
Sentiment60 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Sentiment · See AI snapshot
Momentum
74
26% active weight
Current posture
7d trendFlat
Δ7d
+7.2
Δ21d
+3.1
Value
41
39% active weight
Current posture
7d trendFlat
Δ7d
+0.0
Δ21d
+0.0
Sentiment
60
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 74.1 / Value 41.5 / Sentiment 59.6
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$5.13B
Beta
0.75
Shares Out
280.43M
P/E (TTM)
43.0
P/S (TTM)
12.00
P/FCF (TTM)
337.36
Rev YoY
+5.3%
EPS YoY
+10.6%
Gross Margin
-
Op Margin
+35.7%
Net Debt
$4.85B
Current Ratio
0.19
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology