B+
Bull case
25%
Probability
Target price
$68.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
TCBK
TriCo BancsharesBNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
55%
Probability
Target price
$62.21
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
B-
Bear case
20%
Probability
Target price
$50.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-07-27
Recent news sentiment (30D)
+25.9
Positive
Company
-
Unavailable
Macro
+25.9
Positive
Pulse
-
Unavailable
Weekly research (10D)
-36.0
Negative
Sentiment proxy
+81.3
Score
AI commentary
Recent news tone is moderately positive because of the Q2 earnings beat and merger coverage, but the initial price evidence is mixed: the 7/24 anchor was below the 7/22 closing reference. Analyst actions found were tied to the merger before the print, not a confirmed post-earnings revision. Social, options, short-interest, and employee-sentiment data are unavailable, so the report remains a tentative monitoring view.
RankAlpha Sentiment Codex - 2026-07-27
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-07-23eventQ2 earnings beat with margin and loan momentumMedium impact
TriCo reported Q2 2026 net income of $34.2 million and diluted EPS of $1.06, versus $1.04 in the prior quarter and $0.84 a year earlier. Net interest margin rose to 4.11%, while loans grew 13.7% annualized sequentially. AP/Zacks context indicated EPS exceeded the $1.03 consensus estimate. The $58.12 7/24 anchor was approximately 2.3% below MarketBeat's $59.49 7/22 closing reference; attribution is not clean because merger news preceded the earnings release. [#SEC-8K-2026-07-23] [#PR-2026-07-23] [MarketBeat](https://www.marketbeat.com/earnings/reports/2026-7-24-trico-bancshares-stock/)
2026-10-25catalystFunding and capital-return constraints remain important monitorsMedium impact
Deposits declined modestly sequentially, the loan-to-deposit ratio increased to 87.36%, and management indicated share repurchases, if any, would be limited following the merger announcement. Persistent deposit pressure or merger execution issues could offset the earnings upside. [#SEC-8K-2026-07-23]
2027-07-27catalystSustained loan growth and repricing support earningsHigh impact
Management attributed higher net interest income and margin to loan and earning-asset growth, loan and investment repricing, and disciplined balance-sheet management. Continued execution could support positive operating momentum, though this remains a forward-looking thesis. [#SEC-8K-2026-07-23]
Recommendation
N/A
No formal recommendation provided.
As of 2026-07-27 • Updated nightlySource: Internal modelMethodology