STEL

HOUSTON, May 20, 2026--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the "Company") (NYSE: STEL) announced today that on May 20, 2026, its Board of Directors declared a quarterly cash dividend of $0.15 per share of common stock payable on June 26, 2026, to the shareholders of record at the close of business on June 15, 2026. About Stellar Bancorp, Inc. Stellar Bancorp, Inc. is a bank holding company headquartered in Houston, Texas. The Company’s principal banking subsidiary, Stellar Bank, provides a diversified range of commercial banking services primarily to small- to medium-sized businesses and individual customers across the Houston, Dallas, Beaumont and surrounding communities in Texas. Forward-Looking Statements This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the Company’s actual results, performance or achievements to be materially different from any future results, performance or achievements anticipated in such statements. Forward-looking statements speak only as of the date they are made and, except as required by law, the Company does not assume any duty to update forward-looking statements. Such forward-looking statements include, but are not limited to, statements concerning the Company’s plans, objectives, strategies, expectations, intentions and other statements that are not statements of historical fact, and may be identified by words such as "anticipates," "believes," "building," "continue," "could," "drive," "estimates," "expects," "extent," "focus," "forecasts," "goal," "guidance," "intends," "may," "might," "outlook," "plan," "position," "probable," "progressing," "projects," "prudent," "seeks," "should," "target," "view," "will" or "would" or the negative of these words and phrases or similar words or phrases. For a list of factors that could cause actual results to differ materially from those set forth in the forward-looking statements, see the risk factors described in the Company’s most recent Annual Report on Form 10-K and subsequent Quarterly Reports on Form 10-Q and other reports that are filed with the Securities and Exchange Commission. All forward-looking statements are qualified in their entirety by this cautionary statement. View source ve...

Stellar Bancorp (STEL) reported $111.04 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 6%. EPS of $0.58 for the same period compares to $0.46 a year ago. The reported revenue represents a surprise of +2.35% over the Zacks Consensus Estimate of $108.49 million. With the consensus EPS estimate being $0.50, the EPS surprise was +17.17%. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how Stellar Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 63.3% compared to the 67.7% average estimate based on two analysts. Net interest margin (tax equivalent): 4.2% versus the two-analyst average estimate of 4.2%. Average Balance - Total interest-earning assets: $10.14 billion versus the two-analyst average estimate of $9.95 billion. Total nonperforming assets: $70.08 million compared to the $59.07 million average estimate based on two analysts. Net charge-offs (recoveries) to average loans (annualized): 0.1% compared to the 0.1% average estimate based on two analysts. Net Interest Income (tax equivalent): $106.04 million versus $103.22 million estimated by two analysts on average. Total Non-Interest Income: $5.11 million versus $5.33 million estimated by two analysts on average. View all Key Company Metrics for Stellar Bancorp here>>> Shares of Stellar Bancorp have returned +4.3% over the past month versus the Zacks S&P 500 composite's +12.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Stellar Bancorp, Inc. (STEL) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Inv...

HOUSTON, April 28, 2026--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the "Company" or "Stellar") (NYSE: STEL) today reported net income of $27.0 million, or diluted earnings per share of $0.53, for the first quarter of 2026, compared to net income of $26.1 million, or diluted earnings per share of $0.51, for the fourth quarter of 2025. "We are pleased to announce Stellar Bancorp’s first quarter results, building on the momentum that began in the second half of last year," said Robert R. Franklin, Jr., Chief Executive Officer of Stellar Bancorp, Inc. "During the quarter, we grew our loan portfolio and expanded our net interest margin, driving improved core earnings for our shareholders. These results underscore the strength of our franchise and provide a strong foundation as we move forward with our proposed combination with Prosperity Bancshares." "We have received the required regulatory approvals and have scheduled a special meeting of shareholders for May 27, 2026 to consider the proposed transaction," Franklin added. "Integration planning and consolidation discussions are progressing, and we believe the combination positions us to create a Texas banking platform with scale, enhanced capabilities and long‑term value. Our markets remain resilient, and we are optimistic about the opportunities ahead," Franklin concluded. Financial Highlights Loan Growth: During the first quarter, loans held for investment increased $287.4 million, representing linked-quarter growth of 3.94%, or 16.0% annualized. Strong Net Interest Income and Margin: Net interest income was $105.9 million for the first quarter of 2026 up from $103.4 million for the fourth quarter of 2025. The tax equivalent net interest margin was 4.24% for the first quarter of 2026 compared to 4.21% for the fourth quarter of 2025. The tax equivalent net interest margin, excluding Purchase Accounting Adjustments ("PAA"), was 4.10%(1) for the first quarter of 2026 compared to 4.06%(1) for the fourth quarter of 2025. Earnings Growth: Net income for the first quarter of 2026 was $27.0 million, or diluted earnings per share of $0.53, which is up from $26.1 million, or diluted earnings per share of $0.51, for the fourth quarter of 2025. Excluding acquisition and merger-related expenses, adjusted net income was $29.6 million(1), or diluted earnings per share of $0.58, for the first quarter of 2026. Paydown of Subordi...

Stellar Bancorp (STEL) came out with quarterly earnings of $0.58 per share, beating the Zacks Consensus Estimate of $0.5 per share. This compares to earnings of $0.46 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +17.17%. A quarter ago, it was expected that this bank holding company would post earnings of $0.53 per share when it actually produced earnings of $0.51, delivering a surprise of -3.77%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Stellar Bancorp, which belongs to the Zacks Banks - Southeast industry, posted revenues of $111.04 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 2.35%. This compares to year-ago revenues of $104.76 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Stellar Bancorp shares have added about 21.4% since the beginning of the year versus the S&P 500's gain of 4.8%. While Stellar Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Stellar Bancorp was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's...

South Atlantic Bancshares, Inc. (SABK) came out with quarterly earnings of $0.58 per share, beating the Zacks Consensus Estimate of $0.54 per share. This compares to earnings of $0.43 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +7.41%. A quarter ago, it was expected that this company would post earnings of $0.56 per share when it actually produced earnings of $0.62, delivering a surprise of +10.71%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. South Atlantic Bancshares, which belongs to the Zacks Banks - Southeast industry, posted revenues of $16 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 1.26%. This compares to year-ago revenues of $14.28 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. South Atlantic Bancshares shares have added about 14.8% since the beginning of the year versus the S&P 500's gain of 4.3%. While South Atlantic Bancshares has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for South Atlantic Bancshares was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. Yo...

WesBanco (WSBC) came out with quarterly earnings of $0.91 per share, beating the Zacks Consensus Estimate of $0.86 per share. This compares to earnings of $0.66 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +5.51%. A quarter ago, it was expected that this holding company for WesBanco Bank would post earnings of $0.84 per share when it actually produced earnings of $0.84, delivering no surprise. Over the last four quarters, the company has surpassed consensus EPS estimates three times. WesBanco, which belongs to the Zacks Banks - Southeast industry, posted revenues of $257.23 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 3.21%. This compares to year-ago revenues of $194.39 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. WesBanco shares have added about 9.3% since the beginning of the year versus the S&P 500's gain of 3.9%. While WesBanco has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for WesBanco was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks...

HOUSTON, February 25, 2026--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the "Company") (NYSE: STEL) announced today that on February 25, 2026, its Board of Directors declared a quarterly cash dividend of $0.15 per share of common stock payable on March 31, 2026, to the shareholders of record at the close of business on March 16, 2026. About Stellar Bancorp, Inc. Stellar Bancorp, Inc. is a bank holding company headquartered in Houston, Texas. The Company’s principal banking subsidiary, Stellar Bank, provides a diversified range of commercial banking services primarily to small- to medium-sized businesses and individual customers across the Houston, Dallas, Beaumont and surrounding communities in Texas. Forward-Looking Statements This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the Company’s actual results, performance or achievements to be materially different from any future results, performance or achievements anticipated in such statements. Forward-looking statements speak only as of the date they are made and, except as required by law, the Company does not assume any duty to update forward-looking statements. Such forward-looking statements include, but are not limited to, statements concerning the Company’s plans, objectives, strategies, expectations, intentions and other statements that are not statements of historical fact, and may be identified by words such as "anticipates," "believes," "building," "continue," "could," "drive," "estimates," "expects," "extent," "focus," "forecasts," "goal," "guidance," "intends," "may," "might," "outlook," "plan," "position," "probable," "progressing," "projects," "prudent," "seeks," "should," "target," "view," "will" or "would" or the negative of these words and phrases or similar words or phrases. For a list of factors that could cause actual results to differ materially from those set forth in the forward-looking statements, see the risk factors described in the Company’s most recent Annual Report on Form 10-K and subsequent Quarterly Reports on Form 10-Q and other reports that are filed with the Securities and Exchange Commission. All forward-looking statements are qualified in their entirety by this cautionary statement. Vi...

Prosperity Bancshares, Inc.’s PB fourth-quarter 2025 earnings of $1.49 surpassed the Zacks Consensus Estimate of $1.45. The bottom line grew 8.8% year over year. Concurrently, PB announced a stock-and-cash deal to acquire Stellar Bancorp, Inc. STEL for $2 billion. Following this announcement, the company’s shares tanked 7.9% in yesterday’s trading session. Results benefited from an increase in net interest income (NII), non-interest income, alongside nil provisions and lower expenses. Further, a higher deposit balance was a positive. However, a decline in loan balance was a concern. Net income available to common shareholders was $139.9 million, up 7.6% from the year-ago quarter. Our estimate for the metric was $134.9 million. For 2025, earnings per share of $5.72 beat the Zacks Consensus Estimate of $5.68. The figure represented a rise of 13.3% from the previous year. Net income was $542.8 million, up 13.2% year over year. Our estimate for net income available to common shareholders was $537.9 million. Quarterly total revenues came in at $317.7 million, up from $307.6 million a year earlier. The top line was marginally above the Zacks Consensus Estimate of $317.3 million. For 2025, total revenues were $1.25 billion, up 4.8% year over year. The top line matched the Zacks Consensus Estimate. NII rose 4.5% year over year to $275 million. Also, net interest margin (NIM), on a tax-equivalent basis, expanded 25 basis points to 3.30%. Both were supported by lower funding costs, balance sheet repricing benefits and lower average deposit balances. Our estimates for NII and NIM were pegged at $279.5 million and 3.43%, respectively. Non-interest income totaled $42.8 million, up 7.4%. This was driven by an increase in all fee-based revenues except nonsufficient funds (NSF) fees and net gains on asset sales. Our estimate for the metric was pegged at $41.2 million. Non-interest expenses were $138.7 million, down 2% year over year. This was mainly attributable to lower salaries and benefits, regulatory assessments and FDIC insurance, core deposit intangibles amortization and other real estate expenses. Our estimate for non-interest expenses was $141 million. Efficiency ratio improved to 43.66% from 46.10% in the prior-year quarter. As of Dec. 31, 2025, total assets were $38.46 billion, up marginally from the previous quarter. Total loans were $21.81 billion, down 1%. Depo...

Prosperity reported stronger results for 2025 with full-year net income of $543 million (vs. $480M in 2024) and diluted EPS of $5.72, while fourth-quarter net interest margin expanded to 3.30% (3.26% excluding purchase accounting). The bank is executing a busy M&A slate—American Bank closed Jan. 1, 2026, a Southwest Bancshares deal is expected Feb. 1, 2026, and a pending acquisition of Stellar Bancorp would lift Houston deposit rank and target ~35% cost saves—while guiding Q1 non-interest expense to $172M–$176M plus $30M–$33M of one-time merger charges. Credit metrics deteriorated modestly: nonperforming assets rose to about $150 million (46 bps of interest-earning assets) from $119M (36 bps), including a downgraded $35 million Shared National Credit, though net charge-offs were relatively low at $5.9 million and no change was made to the allowance during the quarter. Interested in Prosperity Bancshares, Inc.? Here are five stocks we like better. Sea, Space, & Sky: 3 Frontier Robotics Stocks Under $20 Prosperity Bancshares (NYSE:PB) executives highlighted higher earnings, an expanding net interest margin, and a busy merger pipeline during the company’s fourth-quarter 2025 earnings call, while also addressing a rise in nonperforming assets and outlining near-term expense expectations tied to recent and pending bank deals. Senior Chairman and CEO David Zalman said Prosperity posted net income of $543 million for the year ended Dec. 31, 2025, up from $480 million in 2024. Diluted earnings per share were $5.72 for 2025 versus $5.05 the prior year. → Trump Triggers Buying Opportunity in UnitedHealth Group These 3 Little-Known Stocks Are Analyst Favorites For the fourth quarter, Prosperity earned $139.9 million, up from $130 million in the year-ago quarter. Zalman said the annualized return on average assets for the quarter was 1.49%, and annualized return on average tangible common equity was 13.61%. The efficiency ratio excluding certain gains and losses on asset and securities sales and valuation changes was 43.6% for the quarter. Chief Financial Officer Asylbek Osmonov reported net interest income before provision for credit losses of $275 million in the fourth quarter, up from $267.8 million a year earlier and slightly above $273.4 million in the third quarter. → The Last Time Qualcomm’s RSI Did This, the Stock Rallied 70% Petrobras: Why Traders Are Betting B...

Stock Yards Bancorp (SYBT) came out with quarterly earnings of $1.24 per share, beating the Zacks Consensus Estimate of $1.2 per share. This compares to earnings of $1.07 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +3.05%. A quarter ago, it was expected that this holding company for Stock Yards Bank & Trust Co. would post earnings of $1.15 per share when it actually produced earnings of $1.23, delivering a surprise of +6.96%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Stock Yards, which belongs to the Zacks Banks - Southeast industry, posted revenues of $104.47 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 2.09%. This compares to year-ago revenues of $93.56 million. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Stock Yards shares have added about 4.7% since the beginning of the year versus the S&P 500's gain of 1.5%. While Stock Yards has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Stock Yards was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complet...

Stellar Bancorp (STEL) came out with quarterly earnings of $0.51 per share, missing the Zacks Consensus Estimate of $0.53 per share. This compares to earnings of $0.52 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -3.17%. A quarter ago, it was expected that this bank holding company would post earnings of $0.5 per share when it actually produced earnings of $0.5, delivering no surprise. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Stellar Bancorp, which belongs to the Zacks Banks - Southeast industry, posted revenues of $108.89 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.04%. This compares to year-ago revenues of $107.99 million. The company has topped consensus revenue estimates just once over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Stellar Bancorp shares have added about 5.5% since the beginning of the year versus the S&P 500's gain of 1.9%. While Stellar Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Stellar Bancorp was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1...

Home Bancorp (HBCP) came out with quarterly earnings of $1.46 per share, beating the Zacks Consensus Estimate of $1.39 per share. This compares to earnings of $1.21 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +5.29%. A quarter ago, it was expected that this financial holding company would post earnings of $1.37 per share when it actually produced earnings of $1.59, delivering a surprise of +16.06%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Home Bancorp, which belongs to the Zacks Banks - Southeast industry, posted revenues of $38.05 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 2.27%. This compares to year-ago revenues of $35.22 million. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Home Bancorp shares have added about 4.4% since the beginning of the year versus the S&P 500's gain of 1%. While Home Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Home Bancorp was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1...