B+
Bull case
25%
Probability
Target price
$58.00
Analysis reference price unavailable
Analysis 2026-10-23 · RankAlpha Sentiment Codex
STBA
S&T BancorpCNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+1Most likely
B
Base case
50%
Probability
Target price
$53.00
Analysis reference price unavailable
Analysis 2026-10-23 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$42.00
Analysis reference price unavailable
Analysis 2026-10-23 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-10-23
Recent news sentiment (30D)
+4.6
Mixed
Company
-
Unavailable
Macro
+4.6
Mixed
Pulse
-
Unavailable
Weekly research (10D)
+35.0
Positive
Sentiment proxy
+55.9
Score
AI commentary
Initial coverage framed Q3 as a beat, and shares rose about 4.1% on October 22; the packet's $50.73 anchor is after that reaction. At an October 23 intraday quote of $50.58, the stock was about 0.3% below the anchor, too early to judge whether the reaction will hold. No confirmed post-print analyst revisions or target changes were found, and social, options, short-interest and employee sentiment were not assessed; the zero fields above denote unavailable data, not neutral readings. The scheduled T+1 trigger is not independent operating evidence. Price reaction
RankAlpha Sentiment Codex - 2026-10-23
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-10-22eventThird-quarter earnings beat and initial share-price reactionMedium impact
S&T reported record Q3 EPS of $1.09, versus $1.02 in Q2; reported EPS exceeded the $0.99 consensus cited by Investing.com. Net interest margin rose seven basis points to 4.06%. Shares rose about 4.1% on October 22, so much of the immediate beat appears reflected in the $50.73 anchor price. [#8-K-2026-10-22] [#SEC-8K-2026-10-22] SEC earnings exhibit Consensus comparison Price reaction
2026-12-31eventPotential resumption of repurchasesMedium impact
The company made no Q3 repurchases after buying back 8.3% of shares since September 2025. Management said it is evaluating a Q4 resumption under a $100 million authorization while seeking to maintain capital levels; a restart is not assured. [#SEC-8K-2026-10-22] SEC earnings exhibit Q3 earnings-call transcript
2027-01-31catalystFourth-quarter margin versus loan-volume trade-offMedium impact
Management anticipates flat-to-low-single-digit Q4 loan growth and says margin could remain above 4% into 2027 if its rate assumptions hold. This is conditional: Q3 period-end loans fell $4.4 million, C&I balances declined, and competition for loans and deposits is increasing. January 31 is a monitoring horizon, not an announced reporting date. [#SEC-8K-2026-10-22] SEC earnings exhibit Q3 earnings-call transcript
Recommendation
N/A
No formal recommendation provided.
As of 2026-10-23 • Updated nightlySource: Internal modelMethodology