SRCE

1st SourceB

Nasdaq / Banks

At close

2026-07-22

Current thesis

Q1 earnings were strong year over year: net income rose 6.49%, diluted EPS rose 7.24%, average loans and leases rose 3.29%, and tax-equivalent net interest income rose 11.36%. Dividend growth and repurchases add capital-return support if Q2 confirms operating resilience.

Posture

Constructive

Lead driver

Value

What changed

Next scheduled catalyst: earnings 2026-07-23 · AMC.

What can break

Analyst target coverage is thin or unavailable, limiting valuation-confidence and revision-signal assessment.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $82.00 · Bull $90.00 · Bear $74.00

Earnings

2026-07-23 · AMC

Data freshness

Prices

As of 2026-07-22

Fundamentals

As of 2026-07-22 • Vendor: Data Vendor v1

Scores

As of 2026-07-22 • Model: HYBRID_IC_RP

AI Memo

As of 2026-07-21 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-22

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Neutral

Target $80.33

Why

Momentum63 · Δ7d +13.8

Value58 · Δ7d -0.4

Sentiment52 · Δ7d +8.1

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendImproving

Δ7d

+13.8

Δ21d

+1.7

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-0.4

Δ21d

-0.2

Sentiment

34% active weight

Current posture

7d trendImproving

Δ7d

+8.1

Δ21d

+6.9

Why this grade

Composite grade B. Momentum 62.8 / Value 57.7 / Sentiment 51.8

Fundamentals (TTM)

As of 2026-07-22

Market Cap

$1.99B

Beta

0.63

Shares Out

24.07M

P/E (TTM)

10.6

P/S (TTM)

3.69

P/FCF (TTM)

10.41

Rev YoY

+2.2%

EPS YoY

+7.7%

Gross Margin

Op Margin

+45.4%

Net Debt

$288.03M

Current Ratio

0.03

As of 2026-07-22 • Updated nightlySource: Internal modelMethodology