SRCE
1st SourceBNasdaq / Banks
Last Price
At close
2026-07-21
Current thesis
Q1 earnings were strong year over year: net income rose 6.49%, diluted EPS rose 7.24%, average loans and leases rose 3.29%, and tax-equivalent net interest income rose 11.36%. Dividend growth and repurchases add capital-return support if Q2 confirms operating resilience.
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-23 · AMC.
What can break
Analyst target coverage is thin or unavailable, limiting valuation-confidence and revision-signal assessment.
Momentum
63
Value
57
Sentiment
52
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $82.00 · Bull $90.00 · Bear $74.00
Earnings
2026-07-23 · AMC
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-21 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $80.33
Why
Momentum63 · Δ7d -8.8
Value57 · Δ7d -0.7
Sentiment52 · Δ7d +4.5
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
63
26% active weight
Current posture
7d trendSoftening
Δ7d
-8.8
Δ21d
+5.5
Value
57
39% active weight
Current posture
7d trendFlat
Δ7d
-0.7
Δ21d
-0.4
Sentiment
52
34% active weight
Current posture
7d trendImproving
Δ7d
+4.5
Δ21d
+3.5
Why this grade
Composite grade B. Momentum 62.5 / Value 57.5 / Sentiment 51.6
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$2.01B
Beta
0.63
Shares Out
24.07M
P/E (TTM)
10.6
P/S (TTM)
3.69
P/FCF (TTM)
10.41
Rev YoY
+2.2%
EPS YoY
+7.7%
Gross Margin
-
Op Margin
+45.4%
Net Debt
$288.03M
Current Ratio
0.03
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology

