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SRCE

1st SourceB
Nasdaq / Banks
Last Price
At close
2026-07-20
View Chart
Current thesis
Record Q1 earnings, loan growth, dividend growth, buybacks, and a strong capital position support a quality community-bank franchise thesis [#SEC-8K-2026-04-23].
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-23 · AMC.
What can break
Average deposits declined 1.94% year over year and 3.09% sequentially, creating funding-mix and margin risk [#SEC-8K-2026-04-23].
Momentum
63
Value
57
Sentiment
48
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $81.00 · Bull $92.00 · Bear $71.00
Earnings
2026-07-23 · AMC
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-17 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $80.33
Why
Momentum63 · Δ7d +0.2
Value57 · Δ7d -0.8
Sentiment48 · Δ7d +3.5
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
63
26% active weight
Current posture
7d trendFlat
Δ7d
+0.2
Δ21d
-9.6
Value
57
39% active weight
Current posture
7d trendFlat
Δ7d
-0.8
Δ21d
+0.1
Sentiment
48
34% active weight
Current posture
7d trendImproving
Δ7d
+3.5
Δ21d
+5.4
Why this grade

Composite grade B. Momentum 62.5 / Value 57.5 / Sentiment 48.4

Fundamentals (TTM)
As of 2026-07-20
Market Cap
$2.01B
Beta
0.63
Shares Out
24.07M
P/E (TTM)
10.6
P/S (TTM)
3.69
P/FCF (TTM)
10.41
Rev YoY
+2.2%
EPS YoY
+7.7%
Gross Margin
-
Op Margin
+45.4%
Net Debt
$288.03M
Current Ratio
0.03
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology