B+
Bull case
20%
Probability
Target price
$22.00
Analysis reference price unavailable
Analysis 2026-07-31 · RankAlpha Sentiment Codex
SRBK
SR BancorpCNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
50%
Probability
Target price
$19.00
Analysis reference price unavailable
Analysis 2026-07-31 · RankAlpha Sentiment Codex
B-
Bear case
30%
Probability
Target price
$15.50
Analysis reference price unavailable
Analysis 2026-07-31 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-07-31
Recent news sentiment (30D)
+26.0
Positive
Company
-
Unavailable
Macro
+26.0
Positive
Pulse
-
Unavailable
Weekly research (10D)
-32.0
Negative
Sentiment proxy
+57.6
Score
AI commentary
Primary earnings evidence is strong, but coverage is low. No reliable post-release price-reaction series, analyst target changes, estimate revisions, or social-sentiment coverage was available; missing reaction data is not treated as positive evidence. The deterministic prior remains modestly negative, supporting a monitoring stance.
RankAlpha Sentiment Codex - 2026-07-31
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-07-28eventPost-earnings earnings resetMedium impact
FY26 Q4 net income fell to $0.94 million from $2.2 million year over year, while FY26 net income declined to $3.4 million from $5.1 million. The release is filed in the July 28 8-K. [#SEC-8K-2026-07-28]
2026-10-29catalystFunding-cost and earnings-quality pressureMedium impact
Loan growth and higher NIM were offset by a 13.5% increase in interest expense, additional borrowings, higher credit-loss provisions, and lower reported earnings. [#SEC-8K-2026-07-28]
2027-07-31catalystBalance-sheet growth supports core interest incomeHigh impact
Net loans increased 13.0%, deposits increased 9.5%, net interest income increased 7.8%, and net interest margin improved to 3.05%; continued benefit depends on controlling deposit and borrowing costs. [#SEC-8K-2026-07-28]
Recommendation
N/A
No formal recommendation provided.
As of 2026-07-31 • Updated nightlySource: Internal modelMethodology