SPFI
South Plains FinancialCNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
Composite grade C from latest DB weights. Momentum 54.4 / Value 58.5 / Sentiment 52.3
Posture
Mixed
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.4.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
54
Value
59
Sentiment
52
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -Analysis date unavailable; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-26 • Vendor: Data Vendor v1
Scores
As of 2026-10-26 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-10-26
Investment thesis
As of 2026-10-26
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-26. Definitions
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $50.50
Why
Momentum54 · Δ7d +5.8
Value59 · Δ7d +0.4
Sentiment52 · Δ7d -
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Confirming evidence
- • Value remains the lead driver in the composite, 7D delta +0.4.
Contradictions & invalidation
- • Mixed signals. Wait for cleaner trend confirmation.
Catalyst clock
No dated catalyst is available.
Lead driver: Value · See fundamentals
Momentum
54
8% active weight
Current posture
7d trendFlat
Δ7d
+5.8
Δ21d
-2.5
Value
59
47% active weight
Current posture
7d trendFlat
Δ7d
+0.4
Δ21d
-0.2
Sentiment
52
45% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade C. Momentum 54.4 / Value 58.5 / Sentiment 52.3
Fundamentals (TTM)As of 2026-10-26
Fundamentals (TTM)
As of 2026-10-26
Market Cap
$824.96M
Beta
0.60
Shares Out
18.84M
P/E (TTM)
11.1
P/S (TTM)
3.01
P/FCF (TTM)
11.79
Rev YoY
+16.7%
EPS YoY
+10.8%
Gross Margin
-
Op Margin
+26.3%
Net Debt
$10.11M
Current Ratio
0.30
As of 2026-10-26 • Updated nightlySource: Internal modelMethods & Data