SMFG
Sumitomo Mitsui Financial GroupCNYSE / Banks
Last Price
At close
2026-07-21
Current thesis
Faster-than-expected BoJ tightening, stronger loan growth and contained credit costs drive NIM and ROE expansion, supporting a re-rate toward the analyst high and our bull target. Positive capital actions (buybacks/dividends) would accelerate upside.
Posture
Mixed
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.1.
What can break
Adverse JPY moves and ADR translation effects
Momentum
72
Value
51
Sentiment
44
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $22.50 · Bull $28.00 · Bear $16.00
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-07 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $28.27
Why
Momentum72 · Δ7d -6.5
Value51 · Δ7d +0.1
Sentiment44 · Δ7d +1.4
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
72
26% active weight
Current posture
7d trendSoftening
Δ7d
-6.5
Δ21d
+8.8
Value
51
39% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
-2.6
Sentiment
44
34% active weight
Current posture
7d trendImproving
Δ7d
+1.4
Δ21d
-8.0
Why this grade
Composite grade C. Momentum 71.5 / Value 50.5 / Sentiment 44.5
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$164.41B
Beta
0.77
Shares Out
6.36B
P/E (TTM)
14.5
P/S (TTM)
3.57
P/FCF (TTM)
4.91
Rev YoY
+9.9%
EPS YoY
+341.7%
Gross Margin
-
Op Margin
+33.3%
Net Debt
-$6.46B
Current Ratio
0.74
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology