SLM
SLMBNasdaq / Financial Services
Last Price
At close
2026-06-02
Current thesis
Bull case: sustained improvement in servicing margins and lower credit costs, plus positive analyst revisions toward the high end of consensus, pushes shares toward or above the analyst high as investors re-rate earnings durability.
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +4.4.
What can break
Analyst downgrades or downward revisions to consensus targets
Momentum
31
Value
63
Sentiment
80
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $31.20 · Bull $40.00 · Bear $23.00
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-17 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-06-02
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $31.64
Why
Momentum31 · Δ7d -4.9
Value63 · Δ7d -0.0
Sentiment80 · Δ7d +4.4
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Sentiment · See AI snapshot
Momentum
31
34% active weight
Current posture
7d trendSoftening
Δ7d
-4.9
Δ21d
-5.3
Value
63
32% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.1
Sentiment
80
33% active weight
Current posture
7d trendImproving
Δ7d
+4.4
Δ21d
+8.3
Why this grade
Composite grade B. Momentum 31.3 / Value 63.2 / Sentiment 79.7
Fundamentals (TTM)As of 2026-06-02
Fundamentals (TTM)
As of 2026-06-02
Market Cap
$4.16B
Beta
1.15
Shares Out
203.1M
P/E (TTM)
9.8
P/S (TTM)
2.93
P/FCF (TTM) · Derived
-9.61
Rev YoY
+0.8%
EPS YoY
+370.1%
Gross Margin
-
Op Margin
+42.1%
Net Debt
$1.74B
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology