B+
Bull case
20%
Probability
Target price
$21.00
Analysis reference price unavailable
Analysis 2026-01-28 · RankAlpha Sentiment AI
SHBI
Shore BancsharesDNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
Preserved NIM, contained credit losses, and modest loan growth prompt analyst re-rating toward upper published targets (~21.0).
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.9.
What can break
Deposit outflows or higher-cost funding
Momentum
61
Value
57
Sentiment
40
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $18.17 · Bull $21.00 · Bear $13.00Analysis 2026-01-28; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-26 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-28 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-10-26
Investment thesis
As of 2026-10-26
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-26. Definitions
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $25.50
Why
Momentum61 · Δ7d +1.4
Value57 · Δ7d +0.9
Sentiment40 · Δ7d -2.1
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Confirming evidence
- • Value remains the lead driver in the composite, 7D delta +0.9.
Contradictions & invalidation
- • Deposit outflows or higher-cost funding
- • Negative analyst downgrades or reduced coverage
- • Deposit pressure, rising provisions, or negative coverage revisions compress valuation toward low-teens (~13.0).
Catalyst clock
2026-03-31
Analyst revisions / coverage updates
Lead driver: Value · See fundamentals
Momentum
61
8% active weight
Current posture
7d trendImproving
Δ7d
+1.4
Δ21d
-4.3
Value
57
47% active weight
Current posture
7d trendFlat
Δ7d
+0.9
Δ21d
+0.9
Sentiment
40
45% active weight
Current posture
7d trendSoftening
Δ7d
-2.1
Δ21d
-5.0
Why this grade
Composite grade D. Momentum 60.5 / Value 57.2 / Sentiment 39.8
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-28. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$18.17
Analysis reference price unavailable
Analysis 2026-01-28 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$13.00
Analysis reference price unavailable
Analysis 2026-01-28 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-10-23
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$765.56M
Beta
0.91
Shares Out
33.37M
P/E (TTM)
10.4
P/S (TTM)
2.71
P/FCF (TTM)
8.90
Rev YoY
+0.4%
EPS YoY
+21.3%
Gross Margin
-
Op Margin
+24.7%
Net Debt
$49.92M
Current Ratio
0.08
As of 2026-10-26 • Updated nightlySource: Internal modelMethods & Data