B+
Bull case
20%
Probability
Target price
$21.00
Analysis reference price unavailable
Analysis 2026-01-28 · RankAlpha Sentiment AI
SHBI
Shore BancsharesDNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
Preserved NIM, contained credit losses, and modest loan growth prompt analyst re-rating toward upper published targets (~21.0).
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +1.9.
What can break
Deposit outflows or higher-cost funding
Momentum
52
Value
57
Sentiment
45
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $18.17 · Bull $21.00 · Bear $13.00Analysis 2026-01-28; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-28 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $25.75
Why
Momentum52 · Δ7d +2.5
Value57 · Δ7d -5.9
Sentiment45 · Δ7d +1.9
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +1.9.
Contradictions & invalidation
- • Deposit outflows or higher-cost funding
- • Negative analyst downgrades or reduced coverage
- • Deposit pressure, rising provisions, or negative coverage revisions compress valuation toward low-teens (~13.0).
Catalyst clock
2026-03-31
Analyst revisions / coverage updates
Lead driver: Sentiment · See AI snapshot
Momentum
52
9% active weight
Current posture
7d trendImproving
Δ7d
+2.5
Δ21d
-16.7
Value
57
28% active weight
Current posture
7d trendSoftening
Δ7d
-5.9
Δ21d
-0.1
Sentiment
45
62% active weight
Current posture
7d trendImproving
Δ7d
+1.9
Δ21d
+4.1
Why this grade
Composite grade D. Momentum 51.9 / Value 57.1 / Sentiment 45.2
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-28. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$18.17
Analysis reference price unavailable
Analysis 2026-01-28 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$13.00
Analysis reference price unavailable
Analysis 2026-01-28 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$788.92M
Beta
0.91
Shares Out
33.37M
P/E (TTM)
10.4
P/S (TTM)
2.71
P/FCF (TTM)
8.90
Rev YoY
+0.4%
EPS YoY
+21.3%
Gross Margin
-
Op Margin
+24.7%
Net Debt
$49.92M
Current Ratio
0.08
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data