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SDA

SunCar GroupA
Nasdaq / Consumer Services
Last Price
Quote time unavailable
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Current thesis
First-half revenue rose 24% year over year to $276.5 million, net income reached $3.4 million, and adjusted EBITDA reached $9.4 million. Sustained insurance renewals, auto-service growth and improved cash conversion could support a rerating.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.4.
What can break
A dispute involving ownership of SunCar Online remained unenforced at the September filing date. The company stated that concerted-action arrangements preserved effective control, but the unresolved matter warrants monitoring. [#SEC-6K-2026-09-22] SEC filing
Momentum
60
Value
68
Sentiment
60
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $0.24 · Bull $0.38 · Bear $0.10Analysis 2026-10-28; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-29 • Vendor: Data Vendor v1
Scores
As of 2026-10-28 • Model: HYBRID_IC_RP
AI Memo
As of 2026-10-28 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-10-28

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-28. Definitions

Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Neutral
Target $4.00
Why
Momentum60 · Δ7d -
Value68 · Δ7d +0.4
Sentiment60 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • Value remains the lead driver in the composite, 7D delta +0.4.

Contradictions & invalidation

  • • A dispute involving ownership of SunCar Online remained unenforced at the September filing date. The company stated that concerted-action arrangements preserved effective control, but the unresolved matter warrants monitoring. [#SEC-6K-2026-09-22] SEC filing
  • • First-half operating cash flow of $0.7 million lagged $3.4 million of net income; supplier advances increased. [#SEC-6K-2026-09-22] SEC filing
  • • The $600 million revenue outlook requires second-half acceleration, while first-half operating cash flow lagged net income.

Catalyst clock

2027-01-25

Nasdaq minimum-bid compliance deadline

Lead driver: Value · See fundamentals
Momentum
60
8% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
68
47% active weight
Current posture
7d trendFlat
Δ7d
+0.4
Δ21d
+1.3
Sentiment
60
45% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade

Composite grade A. Momentum 59.8 / Value 68.4 / Sentiment 60.1

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-10-28. Scenario method

B+
Bull case
20%
Probability
Target price
$0.38
Analysis reference price unavailable
Analysis 2026-10-28 · RankAlpha Sentiment Codex
Most likely
B
Base case
45%
Probability
Target price
$0.24
Analysis reference price unavailable
Analysis 2026-10-28 · RankAlpha Sentiment Codex
B-
Bear case
35%
Probability
Target price
$0.10
Analysis reference price unavailable
Analysis 2026-10-28 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-10-29
Market Cap
$22.61M
Beta
0.07
Shares Out
102.01M
P/E (TTM) · Derived
-5.7
P/S (TTM)
0.46
P/FCF (TTM)
43.80
Rev YoY
+27.9%
EPS YoY
-121.4%
Gross Margin
+50.1%
Op Margin
+1.9%
Net Debt
$34.53M
Current Ratio
1.28
As of 2026-10-28 • Updated nightlySource: Internal modelMethods & Data