SAFT

Safety Insurance GroupC

Nasdaq / Insurance

At close

2026-07-22

Current thesis

Bull: improved underwriting margins and benign catastrophe activity drive earnings above consensus and multiple expansion; recent analyst raises support upside potential.

Posture

Mixed

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta +0.4.

What can break

Major catastrophe or severe-weather losses

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $76.35 · Bull $84.25 · Bear $66.19

Data freshness

Prices

As of 2026-07-22

Fundamentals

As of 2026-07-22 • Vendor: Data Vendor v1

Scores

As of 2026-07-22 • Model: HYBRID_IC_RP

AI Memo

As of 2026-03-06 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-22

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Why

Momentum38 · Δ7d +10.5

Value59 · Δ7d +0.4

Sentiment57 · Δ7d +1.3

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendSoftening

Δ7d

+10.5

Δ21d

+7.7

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.4

Δ21d

+0.6

Sentiment

34% active weight

Current posture

7d trendImproving

Δ7d

+1.3

Δ21d

+0.3

Why this grade

Composite grade C. Momentum 37.7 / Value 58.8 / Sentiment 56.9

Fundamentals (TTM)

As of 2026-07-22

Market Cap

$1.06B

Beta

0.22

Shares Out

14.68M

P/E (TTM)

12.8

P/S (TTM)

0.92

P/FCF (TTM)

9.60

Rev YoY

+4.5%

EPS YoY

-166.8%

Gross Margin

Op Margin

+8.1%

Net Debt

-$12.04M

Current Ratio

0.61

As of 2026-07-22 • Updated nightlySource: Internal modelMethodology