RY
Royal Bank of CanadaCNYSE / Banks
Last Price
At close
2026-07-20
Current thesis
Improving NIM, contained provisions, and steady loan growth lift earnings; multiple expansion towards Canadian bank peers on delivery of execution milestones.
Posture
Mixed
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta +2.7.
What can break
Dividend reduction or suspended buybacks if earnings or capital metrics deteriorate
Momentum
69
Value
44
Sentiment
40
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $173.11 · Bull $207.73 · Bear $138.49
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-06 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $195.36
Why
Momentum69 · Δ7d +2.7
Value44 · Δ7d +0.1
Sentiment40 · Δ7d -4.2
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Momentum · See technicals
Momentum
69
26% active weight
Current posture
7d trendFlat
Δ7d
+2.7
Δ21d
-8.8
Value
44
39% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
-0.0
Sentiment
40
34% active weight
Current posture
7d trendSoftening
Δ7d
-4.2
Δ21d
-6.5
Why this grade
Composite grade C. Momentum 69.1 / Value 43.6 / Sentiment 40.4
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$292.2B
Beta
1.01
Shares Out
1.39B
P/E (TTM)
16.9
P/S (TTM)
5.01
P/FCF (TTM)
7.55
Rev YoY
+8.1%
EPS YoY
+32.1%
Gross Margin
-
Op Margin
+38.5%
Net Debt
$223.68B
Current Ratio
0.83
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology