B+
Bull case
20%
Probability
Target price
$207.73
Analysis reference price unavailable
Analysis 2026-01-06 · RankAlpha Sentiment AI
RY
Royal Bank of CanadaDNYSE / Banks
Last Price
Quote time unavailable
Current thesis
Improving NIM, contained provisions, and steady loan growth lift earnings; multiple expansion towards Canadian bank peers on delivery of execution milestones.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +2.1.
What can break
Dividend reduction or suspended buybacks if earnings or capital metrics deteriorate
Momentum
63
Value
44
Sentiment
51
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $173.11 · Bull $207.73 · Bear $138.49Analysis 2026-01-06; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-06 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $225.96
Why
Momentum63 · Δ7d +4.2
Value44 · Δ7d 0.0
Sentiment51 · Δ7d +2.1
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +2.1.
Contradictions & invalidation
- • Dividend reduction or suspended buybacks if earnings or capital metrics deteriorate
- • Regulatory capital or OSFI guidance tightening that reduces dividend/buyback flexibility
- • Widening provisions from housing stress or slower loan growth compresses ROE; regulatory or capital headwinds force slower buybacks/dividend action.
Catalyst clock
2026-03-31
Annual meeting & dividend declaration
Lead driver: Sentiment · See AI snapshot
Momentum
63
9% active weight
Current posture
7d trendFlat
Δ7d
+4.2
Δ21d
-1.2
Value
44
28% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
+0.1
Sentiment
51
62% active weight
Current posture
7d trendImproving
Δ7d
+2.1
Δ21d
+4.1
Why this grade
Composite grade D. Momentum 63.4 / Value 43.7 / Sentiment 50.5
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-06. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$173.11
Analysis reference price unavailable
Analysis 2026-01-06 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$138.49
Analysis reference price unavailable
Analysis 2026-01-06 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$299.94B
Beta
1.01
Shares Out
1.39B
P/E (TTM)
16.9
P/S (TTM)
5.01
P/FCF (TTM)
7.55
Rev YoY
+8.1%
EPS YoY
+32.1%
Gross Margin
-
Op Margin
+19.4%
Net Debt
$223.68B
Current Ratio
0.83
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data