B+
Bull case
20%
Probability
Target price
$207.73
Analysis reference price unavailable
Analysis 2026-01-06 · RankAlpha Sentiment AI
RY
Royal Bank of CanadaDNYSE / Banks
Last Price
Quote time unavailable
Current thesis
Improving NIM, contained provisions, and steady loan growth lift earnings; multiple expansion towards Canadian bank peers on delivery of execution milestones.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -0.6.
What can break
Dividend reduction or suspended buybacks if earnings or capital metrics deteriorate
Momentum
50
Value
44
Sentiment
47
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $173.11 · Bull $207.73 · Bear $138.49Analysis 2026-01-06; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-06 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-10-23
Investment thesis
As of 2026-10-23
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $223.39
Why
Momentum50 · Δ7d +5.8
Value44 · Δ7d +0.0
Sentiment47 · Δ7d -0.6
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta -0.6.
Contradictions & invalidation
- • Dividend reduction or suspended buybacks if earnings or capital metrics deteriorate
- • Regulatory capital or OSFI guidance tightening that reduces dividend/buyback flexibility
- • Widening provisions from housing stress or slower loan growth compresses ROE; regulatory or capital headwinds force slower buybacks/dividend action.
Catalyst clock
2026-03-31
Annual meeting & dividend declaration
Lead driver: Sentiment · See AI snapshot
Momentum
50
8% active weight
Current posture
7d trendImproving
Δ7d
+5.8
Δ21d
-0.2
Value
44
47% active weight
Current posture
7d trendFlat
Δ7d
+0.0
Δ21d
-0.0
Sentiment
47
45% active weight
Current posture
7d trendFlat
Δ7d
-0.6
Δ21d
-7.6
Why this grade
Composite grade D. Momentum 49.7 / Value 43.7 / Sentiment 46.7
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-06. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$173.11
Analysis reference price unavailable
Analysis 2026-01-06 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$138.49
Analysis reference price unavailable
Analysis 2026-01-06 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-10-23
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$278.83B
Beta
1.01
Shares Out
1.39B
P/E (TTM)
16.9
P/S (TTM)
5.01
P/FCF (TTM)
7.55
Rev YoY
+8.1%
EPS YoY
+32.1%
Gross Margin
-
Op Margin
+19.4%
Net Debt
$223.68B
Current Ratio
0.83
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data