RNST

TUPELO, Miss., July 09, 2026 (GLOBE NEWSWIRE) -- Renasant Corporation (NYSE: RNST) (the “Company”) will announce 2026 second quarter results following the NYSE's closing on Tuesday, July 28, 2026. The Company will hold executive management's quarterly webcast and conference call with analysts on Wednesday, July 29, 2026, at 10:00 AM Eastern Time (9:00 AM Central Time). The webcast is accessible through Renasant's investor relations website at www.renasant.com or https://event.choruscall.com/mediaframe/webcast.html?webcastid=ATOn3Pcb. To access the conference via telephone, dial 1-877-513-1143 in the United States and request the Renasant Corporation 2026 Second Quarter Earnings Webcast and Conference Call. International participants should dial 1-412-902-4145 to access the conference call. The webcast will be archived on www.renasant.com and will remain accessible for one year. A replay can be accessed via telephone by dialing 1-855-669-9658 in the United States and entering conference number 3915653 or by dialing 1-412-317-0088 internationally and entering the same conference number. Telephone replay access is available until August 12, 2026. ABOUT RENASANT CORPORATION: Renasant Corporation is the parent of Renasant Bank, a 122-year-old financial services institution. Renasant has assets of approximately $27.1 billion and operates 282 banking, lending, mortgage, and wealth management offices throughout the Southeast as well as offering factoring and asset-based lending on a nationwide basis. NOTE TO INVESTORS: This news release may contain, or incorporate by reference, statements which may constitute “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Such forward-looking statements usually include words such as “expects,” “projects,” “anticipates,” “believes,” “intends,” “estimates,” “strategy,” “plan,” “potential,” “possible” and other similar expressions. Prospective investors are cautioned that any such forward-looking statements are not guarantees for future performance and involve risks and uncertainties, and that actual results may differ materially from those contemplated by such forward-looking statements. Important factors currently known to management that could cause actual results to differ materially from those in forward-l...

Renasant has had an impressive run over the past six months as its shares have beaten the S&P 500 by 13%. The stock now trades at $42.99, marking a 21% gain. This run-up might have investors contemplating their next move. Is there a buying opportunity in Renasant, or does it present a risk to your portfolio? Dive into our full research report to see our analyst team’s opinion, it’s free. Despite the momentum, we’re sitting this one out for now. Here are three reasons we avoid RNST, plus one stock we’d rather own. Net interest income and fee-based revenue are the two pillars supporting bank earnings. The former captures profit from the gap between lending rates and deposit costs, while the latter encompasses charges for banking services, credit products, wealth management, and trading activities. Unfortunately, Renasant’s 9.4% annualized revenue growth over the last five years was mediocre. This was below our standard for the banking sector. We track the long-term change in earnings per share (EPS) because it highlights whether a company’s growth is profitable. Renasant’s EPS grew at a weak 5% compounded annual growth rate over the last five years, lower than its 9.4% annualized revenue growth. This tells us the company became less profitable on a per-share basis as it expanded. For banks, tangible book value per share (TBVPS) is a crucial metric that measures the actual value of shareholders’ equity, stripping out goodwill and other intangible assets that may not be recoverable in a worst-case scenario. Disappointingly for investors, Renasant’s TBVPS grew at a sluggish 3.5% annual clip over the last two years. Renasant’s business quality ultimately falls short of our standards. With its shares beating the market recently, the stock trades at 1× forward P/B (or $42.99 per share). This valuation multiple is fair, but we don’t have much faith in the company. We’re pretty confident there are superior stocks to buy right now. We’d recommend looking at one of Charlie Munger’s all-time favorite businesses. ONE MORE THING: Top 6 Stocks for This Week. This market is separating quality stocks from expensive ones fast. AI is taking down whole sectors with no warning. In a rotation this fast, you need more than a list of good companies. Our AI system flagged Palantir before it ran 1,662%. AppLovin before it ran 753%. Nvidia before it ran 1,178%. Each week it produces 6...

Get insights on thousands of stocks from the global community of over 7 million individual investors at Simply Wall St. Renasant (RNST) is back in focus after its latest first quarter 2026 earnings, where management highlighted steady profits and balance sheet resilience, while also flagging macro, competitive, and operational risks around future earnings and margins. See our latest analysis for Renasant. At a share price of US$39.79, Renasant has a 1-day share price return of 1.69% and a year to date share price return of 12.5%. The 3 year total shareholder return of 62.65% points to stronger long term momentum than short term trading suggests. If this mix of steady earnings and measured risk has your attention, it can be useful to broaden your watchlist and check out 18 top founder-led companies So with Renasant trading at US$39.79, a reported intrinsic discount of about 41% and a roughly 15% gap to the latest analyst target, is the stock offering value right now, or is the market already pricing in future growth? On the most followed narrative, Renasant’s fair value sits at $45.57 against the last close of $39.79, putting the current price at a clear discount to those assumptions. Read the complete narrative. Curious what kind of loan growth, fee mix shift, and profit margins need to unfold for that fair value to hold up? The narrative leans heavily on higher earnings power and a future earnings multiple that looks conservative against those projections, and the detailed numbers behind that view may surprise you. Result: Fair Value of $45.57 (UNDERVALUED) Have a read of the narrative in full and understand what's behind the forecasts. However, this hinges on Renasant avoiding a sharp regional slowdown in its Southeastern footprint, and on keeping merger integration costs and systems issues from eating into margins. Find out about the key risks to this Renasant narrative. That 12.7% “undervalued” narrative sits awkwardly next to current trading multiples. Renasant changes hands at a P/E of 16.1x, which is higher than the US Banks industry at 11.1x, the peer average at 11.9x, and even the 15.2x fair ratio implied by Simply Wall St’s model. In plain terms, the stock already prices in richer earnings relative to many peers, so how much of that upside story is really still on the table? To see how those P/E gaps map into real valuation risk, and what the numbe...

Q1 results outperformed management's goals: adjusted EPS was $0.93 (+41% YoY), adjusted return on tangible equity rose to 16.3%, and the efficiency ratio improved to 55.7%. Balance-sheet mix shifted toward liquidity: deposits jumped $626.4 million while loans declined $71.8 million (management says ~50–60% of the deposit inflow was seasonal/public funds), leaving a roughly $4 billion securities portfolio about $1 billion above its comfort level to be deployed as loan growth materializes. Merger savings largely realized and capital/credit position stable: non‑interest expense was $155.3 million with only modest expense declines remaining and an expected low single‑digit percent cost drift as hiring continues; the bank took an $8.1 million loan loss provision and saw NPLs rise about $24 million, while CET1 capital sits near 11.25% with share buybacks managed within guardrails. Interested in Renasant Corp? Here are five stocks we like better. Renasant (NYSE:RNST) executives told investors the company delivered a first quarter that “exceed[ed] our goals,” pointing to improved profitability metrics and operating efficiency following what management described as its largest merger, conversion, and integration. President and CEO Kevin D. Chapman said the company set “aspirational goals” two years ago and targeted the first quarter of 2026 as a key milestone to demonstrate progress. “Frankly, the strong results for the Q1 exceed our goals,” Chapman said. → Meta Posted Its Best Sales Growth Since 2021—So Why Did Shares Fall? Chapman highlighted several adjusted performance metrics for the quarter, including: Adjusted earnings per share of $0.93, up 41% year over year Adjusted return on assets of 133 basis points, up from 95 basis points in 2025 Adjusted return on tangible equity of 16.3%, up from 10.3% Efficiency ratio improvement to 55.7% from 65.5% Chapman said management remains focused on growing customer relationships and hiring talented bankers as the company moves beyond the integration work. → 5 Stocks to Buy in May Before the Next AI Surge Hits EVP and CFO James C. Mabry IV said loans declined $71.8 million from the prior quarter, which he quantified as 1.5% annualized. Deposits increased $626.4 million from the fourth quarter, or 11.8% annualized. Mabry reported net interest margin decreased modestly: the reported margin fell 2 basis points to 3.87%, while...

In the first quarter ended March 31, 2026, Renasant Corporation reported net loan charge-offs of US$2,317,000 and approved a higher quarterly dividend of US$0.24 per share, up US$0.01, payable June 30, 2026. Renasant also delivered strong March-quarter results, with revenue rising over very large percentages year on year and earnings per share comfortably ahead of analyst expectations, supported by better-than-expected efficiency metrics despite a small shortfall in net interest income. Next, we’ll examine how Renasant’s earnings beat and dividend increase might influence the existing investment narrative built around merger-driven growth. The best AI stocks today may lie beyond giants like Nvidia and Microsoft. Find the next big opportunity with these 17 smaller AI-focused companies with strong growth potential through early-stage innovation in machine learning, automation, and data intelligence that could fund your retirement. To own Renasant, you need to be comfortable with a regional, merger-led banking story that leans on steady earnings, controlled credit costs, and reliable shareholder returns. The latest quarter’s earnings beat and modest net loan charge-offs do not appear to materially change the near term focus on integration execution, while credit quality and regional economic conditions remain the key risks to watch closely. The dividend increase to US$0.24 per share stands out here, because it sits alongside strong March quarter earnings and efficiency metrics. For investors watching merger driven growth, that rising payout adds another data point on how management is balancing capital returns with the need to fund integration, credit provisioning, and ongoing investment in the business. But investors should also be aware that rising dividends do not remove the underlying risk of regional credit strains in... Read the full narrative on Renasant (it's free!) Renasant's narrative projects $1.4 billion revenue and $460.2 million earnings by 2029. Uncover how Renasant's forecasts yield a $43.86 fair value, a 10% upside to its current price. Two fair value estimates from the Simply Wall St Community span roughly US$43.86 to US$67.15, showing how far personal views on Renasant can stretch. Against that backdrop, the recent earnings beat and dividend increase sit alongside ongoing concerns about regional credit concentration and merger integration, so...

Image source: The Motley Fool. Wednesday, April 29, 2026 at 10 a.m. ET President and Chief Executive Officer — Kevin D. Chapman Executive Vice President and Chief Financial Officer — James C. Mabry Chief Banking Officer — David L. Meredith I will now turn the call over to our President and Chief Executive Officer, Kevin D. Chapman. Kevin D. Chapman: Thank you, Kelly, and good morning. Two years ago, we challenged ourselves by setting aspirational goals to improve our financial performance. At that time, we targeted 2026 as a key measuring stick that would show the financial benefits of our work. Frankly, the strong results for the first quarter exceed our goals. Adjusted earnings per share were $0.93 in the first quarter, representing a 41% increase year over year. For the quarter, adjusted return on assets grew from 95 basis points in 2025 to 133 basis points in 2026. Our adjusted return on tangible equity grew from 10.3% to 16.3%. And last of all, the efficiency ratio improved from 65.5% to 55.7%. I am extremely proud of our team's accomplishments to remain customer-centric while we went through our largest merger, conversion, and integration. As we move forward, the team is engaged and focused on the priorities for our company to continue to grow customer relationships and hiring talented bankers. I will now turn the call over to Jim to give more details on the financial results. James C. Mabry: Thank you, Kevin, and good morning. Looking at the balance sheet, loans were down $71.8 million on a linked-quarter basis, or 1.5% annualized. Deposits were up $626.4 million from the fourth quarter, or 11.8% annualized. Reported net interest margin decreased 2 basis points to 3.87%, while adjusted margin decreased 1 basis point to 3.61% on a linked-quarter basis. Our adjusted total cost of deposits decreased 3 basis points to 1.94%, while our adjusted loan yields decreased 7 basis points to 6.04%. From a capital standpoint, all regulatory capital ratios remain in excess of required minimums to be considered well capitalized. We recorded a credit loss provision on loans of $8.1 million, comprised of $4.2 million for funded loans and $3.9 million for unfunded commitments. Net charge-offs were $2.3 million, and the ACL as a percentage of total loans increased 2 basis points quarter over quarter to 1.56%. Turning to the income statement, our adjusted pre-provision ne...

Renasant (RNST) reported Q1 adjusted earnings late Tuesday of $0.93 per diluted share, up from $0.66

For the quarter ended March 2026, Renasant (RNST) reported revenue of $273.83 million, up 60.5% over the same period last year. EPS came in at $0.93, compared to $0.66 in the year-ago quarter. The reported revenue represents a surprise of +0.43% over the Zacks Consensus Estimate of $272.65 million. With the consensus EPS estimate being $0.84, the EPS surprise was +10.45%. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how Renasant performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency ratio (GAAP): 55.7% compared to the 58.1% average estimate based on four analysts. Net Interest Margin: 3.9% versus the four-analyst average estimate of 3.9%. Average Balance - Total interest-earning assets: $23.88 billion compared to the $23.86 billion average estimate based on three analysts. Annualized net loan charge-offs / average loans: 0.1% versus the three-analyst average estimate of 0.2%. Total nonperforming assets: $213.25 million versus the three-analyst average estimate of $199.78 million. Total nonperforming loans: $200.29 million compared to the $185.51 million average estimate based on two analysts. Total Noninterest Income: $50.27 million versus the four-analyst average estimate of $47.69 million. Net Interest Income (FTE): $228.42 million versus $227.44 million estimated by four analysts on average. Net Interest Income: $223.56 million compared to the $222.68 million average estimate based on three analysts. View all Key Company Metrics for Renasant here>>> Shares of Renasant have returned +13.1% over the past month versus the Zacks S&P 500 composite's +12.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Renasant Corpora...

Management achieved its 2026 aspirational financial targets ahead of schedule, driven by the successful integration of the First merger and a focus on organizational accountability. The efficiency ratio improved significantly to 55.7% from 65.5% year-over-year, reflecting the realization of merger cost savings and a reduction of approximately 450 full-time employees since June 2024. Loan growth experienced a slight linked-quarter contraction due to macro-driven pipeline delays in March and aggressive retention pricing from competitors. Deposit growth was bolstered by a seasonal recovery in public funds and an uptick in core account openings attributed to regional market disruption. The company is leveraging its post-merger stability to aggressively recruit 'A-rated' talent from competitors facing dislocation, hiring 18 revenue producers in the first quarter alone. Net interest margin remained resilient despite a slight decrease, supported by a disciplined focus on deposit costs and the repricing of maturing loans. Management reaffirmed a mid-single-digit loan and deposit growth outlook for the full year, supported by a pipeline that is up 30% since the beginning of the year. Expenses are expected to drift upward by low single digits in the second quarter due to merit increases, day-count factors, and opportunistic hiring of revenue-producing talent. The net interest margin is projected to remain stable for the balance of 2026, with current models assuming no interest rate cuts from the Federal Reserve. The company plans to maintain a CET1 ratio around 11.25%, prioritizing capital for organic growth and opportunistic share buybacks while maintaining a 30% dividend payout ratio. Management expects the $4 billion securities portfolio to trend downward over time as it is utilized as a primary funding source for anticipated loan growth. Noninterest income was impacted by the absence of a $2.0 million one-time gain recorded in the previous quarter from the exit of low-income housing tax credit partnerships. The Allowance for Credit Losses (ACL) increased to 1.56% of total loans, reflecting management's cautious stance on macro uncertainty and potential pressure on borrower cash flows from rising energy costs. Nonperforming loans (NPLs) saw a broad-based inflow of $69 million, primarily centered in a handful of larger C&I and CRE transactions, though net charge-off...

TUPELO, Miss. (AP) — TUPELO, Miss. (AP) — Renasant Corp. (RNST) on Tuesday reported first-quarter earnings of $88.2 million. The Tupelo, Mississippi-based bank said it had earnings of 94 cents per share. Earnings, adjusted for non-recurring gains, were 93 cents per share. The results topped Wall Street expectations. The average estimate of five analysts surveyed by Zacks Investment Research was for earnings of 84 cents per share. The holding company for Renasant Bank posted revenue of $388.4 million in the period. Its revenue net of interest expense was $273.8 million, also topping Street forecasts. Four analysts surveyed by Zacks expected $272.7 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on RNST at https://www.zacks.com/ap/RNST

Renasant (RNST) came out with quarterly earnings of $0.93 per share, beating the Zacks Consensus Estimate of $0.84 per share. This compares to earnings of $0.66 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +10.45%. A quarter ago, it was expected that this holding company for Renasant Bank would post earnings of $0.8 per share when it actually produced earnings of $0.91, delivering a surprise of +13.75%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Renasant, which belongs to the Zacks Banks - Southeast industry, posted revenues of $273.83 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 0.43%. This compares to year-ago revenues of $170.59 million. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Renasant shares have added about 13.5% since the beginning of the year versus the S&P 500's gain of 4.8%. While Renasant has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Renasant was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy)...

TUPELO, Miss., April 28, 2026 (GLOBE NEWSWIRE) -- Renasant Corporation (NYSE: RNST) (the “Company”) today announced earnings results for the first quarter of 2026. The Company also announced today that the Company’s Board of Directors has approved a quarterly cash dividend of $0.24 per share to be paid June 30, 2026, to shareholders of record as of June 16, 2026. This represents a $0.01 increase in the Company’s quarterly dividend. “Two years ago, we challenged ourselves by setting aspirational goals to improve the financial performance of Renasant. The strong financial results for the first quarter exceeded the goals we set for ourselves and reflect the strong performance of our team. We are also pleased to announce our second dividend increase within the last six months,” remarked Kevin D. Chapman, President and Chief Executive Officer of the Company. “We believe we are well positioned to build upon this success in future quarters as our team remains focused on growing customer relationships and hiring talent throughout our Southeastern markets.” Quarterly Highlights Performance Metrics Return on assets was 1.33% for the first quarter of 2026, up from 0.94% in the first quarter of 2025 Return on average equity for the first quarter of 2026 was 9.20%, up from 6.25% in the first quarter of 2025 Return on average tangible common equity (non-GAAP)(1) was 16.36% for the first quarter of 2026, up from 10.16% in the first quarter of 2025 Our efficiency ratio improved to 55.73% for the first quarter of 2026, down from 65.51% in the first quarter of 2025, and the adjusted efficiency ratio (non-GAAP)(1) improved to 52.82% for the first quarter of 2026, down from 64.43% in the first quarter of 2025 Earnings Net income for the first quarter of 2026 was $88.2 million; diluted EPS and adjusted diluted EPS (non-GAAP)(1) were $0.94 and $0.93, respectively Net interest income (fully tax equivalent) for the first quarter of 2026 was $228.4 million, down $3.9 million linked quarter For the first quarter of 2026, net interest margin was 3.87%, down 2 basis points linked quarter. Adjusted net interest margin (non-GAAP)(1) was 3.61%, down 1 basis point linked quarter Cost of total deposits was 1.94% for the first quarter of 2026, down 3 basis points linked quarter Noninterest income decreased $0.9 million linked quarter Mortgage banking income increased $0.5 million linked quar...