B+
Bull case
25%
Probability
Target price
$73.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
RLI
RLICNYSE / Insurance
Last Price
Quote time unavailable
Current thesis
RLI's SEC-filed Q2 results showed continued premium growth, strong investment income, profitability, book-value growth, and substantial shareholder returns. Stored Zacks context describes an earnings and revenue beat, but independent post-print analyst revision data is unavailable.
Posture
Mixed
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.6.
What can break
Casualty combined ratio worsened to 99.3 from 96.5 year over year.
Momentum
61
Value
54
Sentiment
56
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $64.00 · Bull $73.00 · Bear $52.00Analysis 2026-07-27; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-27 • Vendor: Data Vendor v1
Scores
As of 2026-10-27 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-27 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-10-27
Investment thesis
As of 2026-10-27
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-27. Definitions
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $58.25
Why
Momentum61 · Δ7d +17.9
Value54 · Δ7d -0.6
Sentiment56 · Δ7d -7.9
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Confirming evidence
- • Value remains the lead driver in the composite, 7D delta -0.6.
Contradictions & invalidation
- • Casualty combined ratio worsened to 99.3 from 96.5 year over year.
- • Catastrophe losses, competitive pricing, interest-rate movements, and equity-market volatility could affect results.
- • Underwriting income declined year over year, the total combined ratio deteriorated, and casualty underwriting weakened materially.
Catalyst clock
2026-07-22
Capital return and repurchase capacity
Lead driver: Value · See fundamentals
Momentum
61
8% active weight
Current posture
7d trendImproving
Δ7d
+17.9
Δ21d
+24.4
Value
54
47% active weight
Current posture
7d trendFlat
Δ7d
-0.6
Δ21d
-1.6
Sentiment
56
45% active weight
Current posture
7d trendSoftening
Δ7d
-7.9
Δ21d
-27.4
Why this grade
Composite grade C. Momentum 61.3 / Value 53.6 / Sentiment 55.6
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-27. Scenario method
Most likely
B
Base case
50%
Probability
Target price
$64.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$52.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-10-27
Fundamentals (TTM)
As of 2026-10-27
Market Cap
$5.87B
Beta
0.53
Shares Out
91.73M
P/E (TTM)
16.3
P/S (TTM)
3.09
P/FCF (TTM)
16.79
Rev YoY
+18.7%
EPS YoY
+35.7%
Gross Margin
-
Op Margin
+28.7%
Net Debt
$63.19M
Current Ratio
0.31
As of 2026-10-27 • Updated nightlySource: Internal modelMethods & Data