RGA
Reinsurance Group of AmericaDNYSE / Insurance
Last Price
At close
2026-07-20
Current thesis
Reserve releases, firmer reinsurance pricing, and improved investment income lift book value and support multiple expansion toward upper-cycle levels within 12 months.
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.2.
What can break
Adverse prior-year reserve development
Momentum
62
Value
55
Sentiment
25
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $55.00 · Bull $97.04 · Bear $30.00
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-13 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $257.44
Why
Momentum62 · Δ7d +15.3
Value55 · Δ7d -0.2
Sentiment25 · Δ7d 0.0
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
62
26% active weight
Current posture
7d trendImproving
Δ7d
+15.3
Δ21d
+15.0
Value
55
39% active weight
Current posture
7d trendFlat
Δ7d
-0.2
Δ21d
-0.8
Sentiment
25
34% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
0.0
Why this grade
Composite grade D. Momentum 62.4 / Value 55.2 / Sentiment 24.5
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$15.78B
Beta
0.53
Shares Out
65.51M
P/E (TTM)
15.8
P/S (TTM)
0.60
P/FCF (TTM)
2.92
Rev YoY
+23.7%
EPS YoY
+17.1%
Gross Margin
-
Op Margin
+7.1%
Net Debt
$1.54B
Current Ratio
579.15
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology