B+
Bull case
25%
Probability
Target price
$97.04
Analysis reference price unavailable
Analysis 2026-01-13 · RankAlpha Sentiment AI
RGA
Reinsurance Group of AmericaFNYSE / Insurance
Last Price
Quote time unavailable
Current thesis
Reserve releases, firmer reinsurance pricing, and improved investment income lift book value and support multiple expansion toward upper-cycle levels within 12 months.
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta 0.0.
What can break
Adverse prior-year reserve development
Momentum
70
Value
55
Sentiment
25
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $55.00 · Bull $97.04 · Bear $30.00Analysis 2026-01-13; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-13 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade F · Defensive
Confidence Medium · Net Neutral
Target $272.33
Why
Momentum70 · Δ7d -0.2
Value55 · Δ7d 0.0
Sentiment25 · Δ7d 0.0
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Confirming evidence
- • Value remains the lead driver in the composite, 7D delta 0.0.
Contradictions & invalidation
- • Adverse prior-year reserve development
- • Capital constraints or rating-agency actions
- • Major catastrophe losses, adverse reserve development, or weak investment returns compress book value and multiples, pressuring the share price materially.
Catalyst clock
2026-02-28
FY2025 results & reserve commentary
Lead driver: Value · See fundamentals
Momentum
70
9% active weight
Current posture
7d trendFlat
Δ7d
-0.2
Δ21d
+0.3
Value
55
28% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
-8.5
Sentiment
25
62% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
0.0
Why this grade
Composite grade F. Momentum 69.6 / Value 54.8 / Sentiment 24.8
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-13. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$55.00
Analysis reference price unavailable
Analysis 2026-01-13 · RankAlpha Sentiment AI
B-
Bear case
15%
Probability
Target price
$30.00
Analysis reference price unavailable
Analysis 2026-01-13 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$16.13B
Beta
0.53
Shares Out
65.3M
P/E (TTM)
15.8
P/S (TTM)
0.60
P/FCF (TTM)
2.92
Rev YoY
+18.7%
EPS YoY
+160.6%
Gross Margin
-
Op Margin
+8.8%
Net Debt
$1.54B
Current Ratio
579.15
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data