RC
Ready CapitalBNYSE / Financial Services
Last Price
At close
2026-07-23
Current thesis
The constructive view is that the market may already discount much of the pain from the balance-sheet repositioning. Management said large-scale asset sales should largely finish by the end of Q2 2026 and that book-value pressure should begin to subside afterward, which could reduce the liquidity overhang if execution holds [#SEC-8K-2026-05-07].
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite.
What can break
Book value pressure remains material after falling to $7.43 per share as of March 31, 2026 from $8.79 at December 31, 2025 [#SEC-8K-2026-05-07] [#SEC-8K-2026-02-26].
Momentum
94
Value
40
Sentiment
49
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $1.30 · Bull $2.20 · Bear $0.80
Data freshness
Prices
As of 2026-07-23
Fundamentals
As of 2026-07-23 • Vendor: Data Vendor v1
Scores
As of 2026-07-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-06-11 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-23
Investment thesis
As of 2026-07-23
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $1.80
Why
Momentum94 · Δ7d -
Value40 · Δ7d -0.0
Sentiment49 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
94
26% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
40
39% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-8.0
Sentiment
49
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 93.7 / Value 40.0 / Sentiment 48.8
Fundamentals (TTM)As of 2026-07-23
Fundamentals (TTM)
As of 2026-07-23
Market Cap
$244.52M
Beta
1.50
Shares Out
165.22M
P/E (TTM) · Derived
-1.0
P/S (TTM)
0.44
P/FCF (TTM)
0.95
Rev YoY
-75.4%
EPS YoY
-380.1%
Gross Margin
+63.4%
Op Margin
-25.1%
Net Debt
$5.63B
Current Ratio
3.54
As of 2026-07-23 • Updated nightlySource: Internal modelMethodology