PYPL
PayPalFNasdaq / Financial Services
Last Price
At close
2026-06-02
Current thesis
Bull case assumes successful Venmo monetization and sustainable take-rate improvement, stable transaction volumes, and operational leverage returning to growth, justifying material upside from the current depressed price.
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.2.
What can break
Intense pricing competition from fintech/Big Tech
Momentum
11
Value
61
Sentiment
24
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $5.00 · Bull $8.00 · Bear $2.50
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2025-10-10 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-06-02
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade F · Defensive
Confidence Medium · Net Neutral
Target $48.17
Why
Momentum11 · Δ7d -1.1
Value61 · Δ7d -0.2
Sentiment24 · Δ7d 0.0
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
11
34% active weight
Current posture
7d trendImproving
Δ7d
-1.1
Δ21d
-15.2
Value
61
32% active weight
Current posture
7d trendFlat
Δ7d
-0.2
Δ21d
-0.1
Sentiment
24
33% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
0.0
Why this grade
Composite grade F. Momentum 10.6 / Value 61.2 / Sentiment 23.5
Fundamentals (TTM)As of 2026-06-02
Fundamentals (TTM)
As of 2026-06-02
Market Cap
$39.28B
Beta
1.44
Shares Out
935.65M
P/E (TTM)
11.9
P/S (TTM)
1.69
P/FCF (TTM)
9.97
Rev YoY
+7.3%
EPS YoY
+31.8%
Gross Margin
+41.6%
Op Margin
+18.2%
Net Debt
$271M
Current Ratio
1.34
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology