PROV
Provident FinancialCNasdaq / Banks
Last Price
At close
2026-07-23
Current thesis
Composite grade C from latest DB weights. Momentum 45.2 / Value 52.6 / Sentiment 62.8
Posture
Mixed
Lead driver
Sentiment
What changed
Next scheduled catalyst: earnings 2026-07-28 · BMO.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
45
Value
53
Sentiment
63
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Earnings
2026-07-28 · BMO
Data freshness
Prices
As of 2026-07-23
Fundamentals
As of 2026-07-23 • Vendor: Data Vendor v1
Scores
As of 2026-07-23 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-23
Investment thesis
As of 2026-07-23
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $16.75
Why
Momentum45 · Δ7d -
Value53 · Δ7d -1.0
Sentiment63 · Δ7d -
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Sentiment · See AI snapshot
Momentum
45
26% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
53
39% active weight
Current posture
7d trendFlat
Δ7d
-1.0
Δ21d
-0.5
Sentiment
63
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade C. Momentum 45.2 / Value 52.6 / Sentiment 62.8
Fundamentals (TTM)As of 2026-07-23
Fundamentals (TTM)
As of 2026-07-23
Market Cap
$107.63M
Beta
0.31
Shares Out
6.25M
P/E (TTM)
17.9
P/S (TTM)
2.66
P/FCF (TTM)
23.25
Rev YoY
-4.5%
EPS YoY
-23.9%
Gross Margin
-
Op Margin
+22.7%
Net Debt
$161.67M
Current Ratio
0.14
As of 2026-07-23 • Updated nightlySource: Internal modelMethodology