RankAlpha logo
Back to Rankings

PNC

PNC Financial Services GroupB
NYSE / Banks
Last Price
Quote time unavailable
View Chart
Current thesis
The company IR release reported adjusted EPS of $4.85 versus $3.85 a year earlier, revenue of $6.875 billion, NIM of 2.96%, 10% fee-income growth, improved sequential credit indicators and completed FirstBank conversion. Post-print analyst evidence was constructive: Benzinga reported Baird raising its target from $250 to $280, Stephens from $265 to $275, and Barclays from $277 to $284 (https://www.benzinga.com/analyst-stock-ratings/price-target/26/07/60496329/pnc-financial-analysts-boost-their-forecasts-after-strong-q2-results).
Posture
Constructive
Lead driver
Sentiment
What changed
3 setup hits (3d) with net bullish as of 2026-09-10.
What can break
CET1 declined to 9.9%, making future buyback pace a capital-confidence signal rather than a risk-free support.
Momentum
43
Value
52
Sentiment
72
Setup hits (3d)
3 · Net Bullish
AI TargetsBase $277.18 · Bull $300.00 · Bear $225.00Analysis 2026-07-20; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-10 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-20 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-10

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-10. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Bullish
Target $278.18
Why
Momentum43 · Δ7d -3.7
Value52 · Δ7d -0.0
Sentiment72 · Δ7d +4.0
So what
Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • 3 setup hits (3d) with net bullish as of 2026-09-10.
  • • Sentiment remains the lead driver in the composite, 7D delta +4.0.

Contradictions & invalidation

  • • CET1 declined to 9.9%, making future buyback pace a capital-confidence signal rather than a risk-free support.
  • • Credit quality improved sequentially, but charge-offs, provisions and macro-sensitive commercial exposures remain relevant.
  • • The initial sell-the-news reaction shows that strong reported results were not sufficient for an immediate re-rate.

Catalyst clock

2026-07-31

Post-earnings digestion after strong beat

Lead driver: Sentiment · See AI snapshot
Momentum
43
9% active weight
Current posture
7d trendSoftening
Δ7d
-3.7
Δ21d
-14.9
Value
52
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.0
Sentiment
72
62% active weight
Current posture
7d trendImproving
Δ7d
+4.0
Δ21d
+1.7
Why this grade

Composite grade B. Momentum 42.6 / Value 51.6 / Sentiment 71.5

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-20. Scenario method

B+
Bull case
30%
Probability
Target price
$300.00
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$277.18
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
B-
Bear case
20%
Probability
Target price
$225.00
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$101.55B
Beta
0.99
Shares Out
398.94M
P/E (TTM)
13.9
P/S (TTM)
3.75
P/FCF (TTM)
33.78
Rev YoY
+13.8%
EPS YoY
+24.8%
Gross Margin
-
Op Margin
+26.3%
Net Debt
$53.56B
Current Ratio
0.11
As of 2026-09-10 • Updated nightlySource: Internal modelMethods & Data