PNC
PNC Financial Services GroupBNYSE / Banks
Last Price
At close
2026-07-17
Current thesis
The Q2 beat, positive operating leverage, stronger NII and fee income, completed FirstBank conversion, 18% dividend increase and expected Q3 buybacks support a cautious positive view. [#8-K-2026-07-15]
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.5.
What can break
Average deposits were stable sequentially, and net loan charge-offs were $226 million versus $198 million a year earlier. [#8-K-2026-07-15]
Momentum
68
Value
52
Sentiment
55
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $275.00 · Bull $290.00 · Bear $230.00
Data freshness
Prices
As of 2026-07-17
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-17 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-16 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-17
Investment thesis
As of 2026-07-17
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $277.18
Why
Momentum68 · Δ7d -10.3
Value52 · Δ7d +0.5
Sentiment55 · Δ7d +8.8
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
68
26% active weight
Current posture
7d trendFlat
Δ7d
-10.3
Δ21d
+9.5
Value
52
39% active weight
Current posture
7d trendFlat
Δ7d
+0.5
Δ21d
+0.6
Sentiment
55
34% active weight
Current posture
7d trendImproving
Δ7d
+8.8
Δ21d
+10.5
Why this grade
Composite grade B. Momentum 67.8 / Value 51.8 / Sentiment 55.5
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$101.54B
Beta
0.99
Shares Out
401.57M
P/E (TTM)
13.9
P/S (TTM)
3.75
P/FCF (TTM)
33.78
Rev YoY
+8.0%
EPS YoY
+17.7%
Gross Margin
-
Op Margin
+35.7%
Net Debt
$53.56B
Current Ratio
0.12
As of 2026-07-17 • Updated nightlySource: Internal modelMethodology