B+
Bull case
25%
Probability
Target price
$1.15
Analysis reference price unavailable
Analysis 2026-06-12 · RankAlpha Sentiment Codex
PNBK
Patriot National BancorpCNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexMost likely
B
Base case
45%
Probability
Target price
$0.95
Analysis reference price unavailable
Analysis 2026-06-12 · RankAlpha Sentiment Codex
B-
Bear case
30%
Probability
Target price
$0.70
Analysis reference price unavailable
Analysis 2026-06-12 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-06-12
Recent news sentiment (30D)
+25.9
Positive
Company
-
Unavailable
Macro
+25.9
Positive
Pulse
-
Unavailable
Weekly research (10D)
-36.0
Negative
Sentiment proxy
+56.7
Score
AI commentary
Primary-source support is solid, but this remains a low-coverage monitoring story rather than a high-conviction rerating thesis. Deterministic signals are essentially neutral, there are no analyst targets or revision signals in the packet, social context is absent, and the stock was still below $1 at the June 11, 2026 anchor despite the May 20 reverse-split authorization. That mix points to cautious sentiment with event-driven trading risk outweighing broad sponsorship for now.
RankAlpha Sentiment Codex - 2026-06-12
Open full AI memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-08-14catalystDeposit mix improvement is the main operating leverHigh impact
Q1 2026 deposits rose to $1.048 billion from $965.8 million while brokered deposits fell to $31.9 million from $54.7 million, supporting the turnaround case if management can keep reducing higher-risk funding without sacrificing franchise growth [#10-Q-2026-05-15].
2026-08-14catalystCredit normalization still has to translate into earningsHigh impact
Q1 2026 net loss narrowed to $1.755 million from $2.777 million a year earlier, and nonperforming assets improved to 1.94% of total assets from 2.24% at year-end, but Patriot still needs further credit cleanup and expense discipline to reach durable profitability [#10-Q-2026-05-15].
2027-05-20eventBoard now has one-year reverse-split authorityHigh impact
Shareholders approved authority for the board to execute a 1-for-10 to 1-for-20 reverse stock split at its discretion within one year of May 20, 2026, leaving capital-markets optics and execution as the clearest near-term event but not a fundamental earnings fix [#8-K-2026-05-26].
Recommendation
N/A
No formal recommendation provided.
As of 2026-06-12 • Updated nightlySource: Internal modelMethodology