PMT
PennyMac Mortgage Investment TrustBNYSE / Financial Services
Last Price
At close
2026-07-20
Current thesis
Improved agency MBS spreads, stable prepayment trends, and maintained distributions drive yield-seeking inflows; balance-sheet actions (repurchases or accretive financing) further support NAV and push price toward a higher multiple of current distribution yield within 6–12 months.
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -0.5.
What can break
Dilutive debt issuance or large reopening of exchangeable notes
Momentum
29
Value
60
Sentiment
76
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $13.81 · Bull $18.64 · Bear $9.67
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-17 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $12.25
Why
Momentum29 · Δ7d -4.5
Value60 · Δ7d -9.8
Sentiment76 · Δ7d -0.5
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Sentiment · See AI snapshot
Momentum
29
26% active weight
Current posture
7d trendSoftening
Δ7d
-4.5
Δ21d
+7.6
Value
60
39% active weight
Current posture
7d trendSoftening
Δ7d
-9.8
Δ21d
+0.8
Sentiment
76
34% active weight
Current posture
7d trendFlat
Δ7d
-0.5
Δ21d
+9.1
Why this grade
Composite grade B. Momentum 28.5 / Value 59.5 / Sentiment 76.5
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$849.35M
Beta
1.26
Shares Out
87.2M
P/E (TTM)
13.9
P/S (TTM)
0.98
P/FCF (TTM) · Derived
-0.09
Rev YoY
+16.3%
EPS YoY
-1828.7%
Gross Margin
+92.0%
Op Margin
+10.0%
Net Debt
$18.63B
Current Ratio
0.04
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology