PGC
Peapack-Gladstone FinancialDNasdaq / Banks
Last Price
At close
2026-07-20
Current thesis
Bull case: continued buybacks and steady dividends combined with stable credit metrics and modest NIM recovery push valuation toward the high analyst targets; favorable macro and limited CRE stress would support ~+30–35% upside versus anchor.
Posture
Defensive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-27 · AMC.
What can break
CRE concentration and potential localized loan losses
Momentum
66
Value
45
Sentiment
36
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $34.50 · Bull $39.00 · Bear $27.79
Earnings
2026-07-27 · AMC
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-27 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $52.94
Why
Momentum66 · Δ7d -5.6
Value45 · Δ7d 0.0
Sentiment36 · Δ7d -2.0
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
66
26% active weight
Current posture
7d trendFlat
Δ7d
-5.6
Δ21d
-17.9
Value
45
39% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
+0.4
Sentiment
36
34% active weight
Current posture
7d trendSoftening
Δ7d
-2.0
Δ21d
+1.3
Why this grade
Composite grade D. Momentum 65.9 / Value 45.2 / Sentiment 35.5
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$817.7M
Beta
0.73
Shares Out
17.72M
P/E (TTM)
14.8
P/S (TTM)
1.87
P/FCF (TTM)
9.72
Rev YoY
+12.1%
EPS YoY
+86.9%
Gross Margin
-
Op Margin
-
Net Debt
$208.07M
Current Ratio
0.04
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology