PFSI
PennyMac Financial ServicesCNYSE / Financial Services
Last Price
At close
2026-06-02
Current thesis
Narrowing MBS spreads, stronger servicing margins, and broker upgrades drive re-rating toward the analyst high (~$168).
Posture
Mixed
Lead driver
Sentiment
What changed
2 setup hits (3d) with net bearish as of 2026-06-01.
What can break
Adverse prepayment/servicing or regulatory outcomes
Momentum
22
Value
60
Sentiment
84
Setup hits (3d)
2 · Net Bearish
AI TargetsBase $149.62 · Bull $168.00 · Bear $85.00
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-05-29 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-30 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-06-02
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Bearish
Target $136.14
Why
Momentum22 · Δ7d +0.3
Value60 · Δ7d +0.6
Sentiment84 · Δ7d 0.0
So what
Balanced signals (Net Bearish). Wait for confirmation before sizing up.
Lead driver: Sentiment · See AI snapshot
Momentum
22
34% active weight
Current posture
7d trendImproving
Δ7d
+0.3
Δ21d
+3.3
Value
60
32% active weight
Current posture
7d trendFlat
Δ7d
+0.6
Δ21d
+0.8
Sentiment
84
33% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
0.0
Why this grade
Composite grade C. Momentum 21.9 / Value 60.5 / Sentiment 83.5
Fundamentals (TTM)As of 2026-05-29
Fundamentals (TTM)
As of 2026-05-29
Market Cap
$4.35B
Beta
1.55
Shares Out
51.97M
P/E (TTM)
14.5
P/S (TTM)
2.40
P/FCF (TTM) · Derived
-2.24
Rev YoY
+40.3%
EPS YoY
+159.8%
Gross Margin
+68.1%
Op Margin
+18.8%
Net Debt
$14.16B
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology