PFS

Provident Financial ServicesC

NYSE / Banks

At close

2026-06-03

View Chart

AI scenario view

RankAlpha Sentiment AI

B+

Bull case

20%

Probability

Target price

$24.00

+11.4% vs current

Most likely

Base case

60%

Probability

Target price

$22.00

+2.1% vs current

B-

Bear case

20%

Probability

Target price

$18.50

-14.1% vs current

AI sentiment snapshot

Latest data as of 2026-01-28

AI commentary

Consensus is mildly positive: the analyst median (~$22) sits just above the anchor, implying modest upside to the $24 high but limited conviction across coverage [#SERP-4]. Coverage is light, so earnings or funding surprises can quickly move estimates and share price [#SERP-2]. Near-term tone is cautious ahead of results; sustained NIM strength and stable credit trends are required to realize the bullish case [#SERP-1].

RankAlpha Sentiment AI - 2026-01-28

Open full AI memo

Evidence flagged

No evidence quality warning is currently attached to this memo.

Impact

standard

Confidence

AI events

2026-04-28eventAnalyst consensus re-rate / 12-month target refreshHigh impact

Annual analyst coverage refresh and consensus target updates (assumed window end for planning) — may reprice shares if guidance or macro outlook shifts [#SERP-2], assumption: window end selected for planning.

2026-04-28catalystNext quarterly earnings (estimated)Medium impact

Estimated upcoming quarterly results could drive short-term re-rating; date estimated due to lack of official disclosure, assumed quarter-end release window [#SERP-4].

2027-01-28catalystSustained NIM expansion / credit cycle tailwindHigh impact

If net interest margin and loan growth remain favorable through the next 12 months, longer-term earnings uplift could materialize; selection of 12-month horizon as conservative long-term estimate.

View full catalyst timeline

Recommendation

N/A

No formal recommendation provided.

Open AI Memo

As of 2026-01-28 • Updated nightlySource: Internal modelMethodology