B+
Bull case
25%
Probability
Target price
$31.00
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
PCB
PCB BancorpBNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
50%
Probability
Target price
$28.75
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$24.50
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-07-28
Recent news sentiment (30D)
+26.0
Positive
Company
-
Unavailable
Macro
+26.0
Positive
Pulse
-
Unavailable
Weekly research (10D)
-32.0
Negative
Sentiment proxy
+63.8
Score
AI commentary
Primary earnings evidence is constructive but mixed: EPS and balance-sheet growth were offset by lower sequential NIM, higher provisions, and a revenue shortfall. Post-print analyst estimate revisions and reliable immediate price-reaction attribution are unavailable, while social, options, and insider coverage are absent; this remains a low-coverage monitoring view.
RankAlpha Sentiment Codex - 2026-07-28
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-07-23eventQ2 2026 earnings delivered mixed but fundamentally solid resultsMedium impact
PCB reported Q2 diluted EPS of $0.73 versus $0.62 a year earlier, with net interest income rising to $27.5 million. Loans and deposits grew sequentially, while NIM eased to 3.33%, provision expense increased, and revenue net of interest expense missed consensus. Management cited relationship-based growth, asset quality, and expense discipline. [#SEC-8K-2026-07-23]
2026-08-07catalystPost-print analyst digestion and valuation reconciliationMedium impact
The stock is near the packet's $28.75 median analyst target, implying limited near-term upside from the $27.99 anchor price. Analyst-count coverage is unspecified, so any target revision or estimate change should be treated as a low-signal confirmation rather than a standalone catalyst.
2026-12-31catalystMeasured loan and deposit growth with stable credit qualityHigh impact
Q2 loans held for investment rose 2.0% sequentially and deposits rose 1.2%; nonperforming assets remained 0.25% of assets and the efficiency ratio was 49.2%. Sustained growth without deterioration in credit metrics could support earnings durability, but the packet provides limited forward guidance. [#SEC-8K-2026-07-23]
Recommendation
N/A
No formal recommendation provided.
As of 2026-07-28 • Updated nightlySource: Internal modelMethodology