PAGS

PagSeguro DigitalD

NYSE / Financial Services

At close

2026-06-03

Current thesis

Primary sources support a real 4Q25 recovery signal: higher recurring profit, 12.4% y/y revenue growth, deposit growth, credit expansion, and sequential TPV acceleration. With the stock around $10.9 versus a packet median target near $12.25, modest upside exists if the next filings confirm that profitability is not just a single-quarter bounce.

Posture

Defensive

Lead driver

Sentiment

What changed

Sentiment remains the lead driver in the composite, 7D delta +0.5.

What can break

Brazil macro and interest-rate pressure could keep funding costs elevated and slow transaction activity.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $11.80 · Bull $13.00 · Bear $8.80

Data freshness

Prices

As of 2026-06-03

Fundamentals

As of 2026-06-02 • Vendor: Data Vendor v1

Scores

As of 2026-06-03 • Model: HYBRID_IC_RP

AI Memo

As of 2026-04-15 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-06-03

Supporting evidence

What

Grade D · Defensive

Confidence Medium · Net Neutral

Target $12.25

Why

Momentum22 · Δ7d -3.8

Value46 · Δ7d -0.2

Sentiment68 · Δ7d +0.5

So what

Weak posture (Net Neutral). Prioritize risk control and patience.

Lead driver: Sentiment · See AI snapshot

Momentum

34% active weight

Current posture

7d trendFlat

Δ7d

-3.8

Δ21d

-8.7

Value

32% active weight

Current posture

7d trendFlat

Δ7d

-0.2

Δ21d

-0.8

Sentiment

33% active weight

Current posture

7d trendFlat

Δ7d

+0.5

Δ21d

+14.3

Why this grade

Composite grade D. Momentum 21.7 / Value 46.1 / Sentiment 68.0

Fundamentals (TTM)

As of 2026-06-02

Market Cap

$2.56B

Beta

1.39

Shares Out

305.68M

P/E (TTM)

7.5

P/S (TTM)

0.83

P/FCF (TTM)

6.42

Rev YoY

+5.7%

EPS YoY

+13.5%

Gross Margin

+51.6%

Op Margin

+38.1%

Net Debt

$594.96M

Current Ratio

1.42

As of 2026-06-03 • Updated nightlySource: Internal modelMethodology