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PAGS

PagSeguro DigitalC
NYSE / Financial Services
Last Price
At close
2026-07-20
View Chart
Current thesis
Primary sources support a real 4Q25 recovery signal: higher recurring profit, 12.4% y/y revenue growth, deposit growth, credit expansion, and sequential TPV acceleration. With the stock around $10.9 versus a packet median target near $12.25, modest upside exists if the next filings confirm that profitability is not just a single-quarter bounce.
Posture
Mixed
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.1.
What can break
Brazil macro and interest-rate pressure could keep funding costs elevated and slow transaction activity.
Momentum
30
Value
62
Sentiment
63
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $11.80 · Bull $13.00 · Bear $8.80
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-15 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $11.57
Why
Momentum30 · Δ7d +9.7
Value62 · Δ7d -0.1
Sentiment63 · Δ7d -2.0
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
30
26% active weight
Current posture
7d trendImproving
Δ7d
+9.7
Δ21d
+10.8
Value
62
39% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
-0.1
Sentiment
63
34% active weight
Current posture
7d trendSoftening
Δ7d
-2.0
Δ21d
-1.5
Why this grade

Composite grade C. Momentum 29.6 / Value 62.1 / Sentiment 62.9

Fundamentals (TTM)
As of 2026-07-20
Market Cap
$2.58B
Beta
1.39
Shares Out
277.52M
P/E (TTM)
7.5
P/S (TTM)
0.83
P/FCF (TTM)
6.42
Rev YoY
+12.9%
EPS YoY
+25.7%
Gross Margin
+51.0%
Op Margin
+38.1%
Net Debt
$6.87B
Current Ratio
1.43
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology