OXBR

Oxbridge ReC

Nasdaq / Insurance

At close

2026-07-21

Current thesis

Bullish support rests on the tokenized reinsurance platform showing real commercial traction: Q4 2025 was profitable, FY2025 cash plus restricted cash improved to about $6.98 million, and management claims current 2025-26 offerings are tracking at or above target returns while expanding distribution [#10-K-2026-03-30] [#PR-2026-03-30] [#PR-2026-02-10]. Because the equity value is only about $10.6 million, even modest evidence of outside demand or fee-bearing platform growth could move the stock sharply.

Posture

Mixed

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite.

What can break

Catastrophe loss and reserve volatility can swamp premiums in a very small underwriting base.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $0.65 · Bull $1.10 · Bear $0.30

Data freshness

Prices

As of 2026-07-21

Fundamentals

As of 2026-07-21 • Vendor: Data Vendor v1

Scores

As of 2026-07-21 • Model: HYBRID_IC_RP

AI Memo

As of 2026-04-15 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-21

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $3.00

Why

Momentum97 · Δ7d -

Value39 · Δ7d 0.0

Sentiment25 · Δ7d -

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Momentum · See technicals

Momentum

26% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Value

39% active weight

Current posture

7d trendFlat

Δ7d

0.0

Δ21d

+0.3

Sentiment

34% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Why this grade

Composite grade C. Momentum 97.3 / Value 38.9 / Sentiment 25.1

Fundamentals (TTM)

As of 2026-07-21

Market Cap

$12.15M

Beta

2.28

Shares Out

8.1M

P/E (TTM) · Derived

-5.3

P/S (TTM)

3.88

P/FCF (TTM) · Derived

-7.69

Rev YoY

-10.0%

EPS YoY

-113.9%

Gross Margin

Op Margin

-85.4%

Net Debt

-$6.82M

Current Ratio

7.23

As of 2026-07-21 • Updated nightlySource: Internal modelMethodology