ORI
Old Republic InternationalBNYSE / Insurance
Last Price
At close
2026-07-20
Current thesis
Bull case: Title volumes rebound, reserve releases are favorable, and capital returns continue, driving multiple expansion toward analyst highs.
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-23 · BMO.
What can break
Adverse reserve development in casualty lines
Momentum
60
Value
59
Sentiment
58
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $47.00 · Bull $53.55 · Bear $38.00
Earnings
2026-07-23 · BMO
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-24 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $42.00
Why
Momentum60 · Δ7d -7.2
Value59 · Δ7d -0.4
Sentiment58 · Δ7d -6.4
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
60
26% active weight
Current posture
7d trendSoftening
Δ7d
-7.2
Δ21d
+21.1
Value
59
39% active weight
Current posture
7d trendFlat
Δ7d
-0.4
Δ21d
-0.0
Sentiment
58
34% active weight
Current posture
7d trendSoftening
Δ7d
-6.4
Δ21d
-4.5
Why this grade
Composite grade B. Momentum 60.2 / Value 58.7 / Sentiment 57.6
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$10.29B
Beta
0.76
Shares Out
243.55M
P/E (TTM)
13.2
P/S (TTM)
1.24
P/FCF (TTM)
21.16
Rev YoY
+13.5%
EPS YoY
+34.8%
Gross Margin
-
Op Margin
+12.9%
Net Debt
$1.52B
Current Ratio
0.53
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology

