RankAlpha logo
Back to Rankings

ORI

Old Republic InternationalB
NYSE / Insurance
Last Price
Quote time unavailable
View Chart
Current thesis
Title Insurance strength, higher investment income, capital returns, and 7.2% year-to-date book-value-per-share growth can support steady long-run compounding if Specialty reserve trends stabilize.
Posture
Constructive
Lead driver
Sentiment
What changed
4 setup hits (3d) with net bullish as of 2026-09-08.
What can break
Operating earnings are weakening despite higher GAAP net income, which benefited from investment gains.
Momentum
34
Value
68
Sentiment
68
Setup hits (3d)
4 · Net Bullish
AI TargetsBase $44.50 · Bull $47.50 · Bear $38.50Analysis 2026-07-28; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-28 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-09

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Bullish
Target $43.50
Why
Momentum34 · Δ7d -3.4
Value68 · Δ7d +9.7
Sentiment68 · Δ7d +9.6
So what
Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • 4 setup hits (3d) with net bullish as of 2026-09-08.
  • • Sentiment remains the lead driver in the composite, 7D delta +9.6.

Contradictions & invalidation

  • • Operating earnings are weakening despite higher GAAP net income, which benefited from investment gains.
  • • Peer evidence remains limited for a high-coverage issuer, reducing confidence in relative valuation.
  • • Specialty weakness and reduced favorable reserve development may persist; Q2 operating income and EPS declined year over year while the combined ratio deteriorated.

Catalyst clock

2026-07-24

Mixed Q2 2026 earnings and post-print reaction

Lead driver: Sentiment · See AI snapshot
Momentum
34
9% active weight
Current posture
7d trendFlat
Δ7d
-3.4
Δ21d
-23.9
Value
68
28% active weight
Current posture
7d trendImproving
Δ7d
+9.7
Δ21d
+9.7
Sentiment
68
62% active weight
Current posture
7d trendImproving
Δ7d
+9.6
Δ21d
+7.2
Why this grade

Composite grade B. Momentum 33.7 / Value 67.8 / Sentiment 68.2

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-28. Scenario method

B+
Bull case
25%
Probability
Target price
$47.50
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$44.50
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$38.50
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$10.26B
Beta
0.76
Shares Out
241.43M
P/E (TTM)
13.2
P/S (TTM)
1.24
P/FCF (TTM)
21.16
Rev YoY
+13.4%
EPS YoY
+60.8%
Gross Margin
-
Op Margin
+15.6%
Net Debt
$1.52B
Current Ratio
0.68
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data